SECURITIES AND EXCHANGE COMMISSION
Washington, DC 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported) July 21, 2004
WORLD ACCEPTANCE CORPORATION
(Exact Name of Registrant as Specified in its Charter)
South Carolina 0-19599 57-0425114
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(State or Other Jurisdiction (Commission File Number) (I.R.S. Employer
of Incorporation) Identification No.)
108 Frederick Street
Greenville, South Carolina 29607
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(Address of Principal Executive Offices)
(Zip Code)
(864) 298-9800
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(Registrant's Telephone Number, Including Area Code)
Not Applicable
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(Former name or address, if changed from last report)
Item 7. Financial Statements and Exhibits.
(c) The following exhibit is filed as part of this report.
Exhibit 99.1 - Press Release issued July 21, 2004
Item 9. Regulation FD Disclosure; and
Item 12. Results of Operations and Financial Condition.
On July 21, 2004, World Acceptance Corporation ("WRLD") issued a press release
announcing financial information for its first fiscal quarter ended June 30,
2004. The press release is attached as Exhibit 99.1 to this Form 8-K and is
furnished to, but not filed with, the Commission.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
Date: July 21, 2004
WORLD ACCEPTANCE CORPORATION
By:/s/ A. Alexander McLean, III
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A. Alexander McLean, III
Executive Vice President and
Chief Financial Officer
EXHIBIT INDEX
Exhibit Exhibit No.
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Press Release issued July 21, 2004....................................99.1