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SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

 

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FORM 8-K

 

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CURRENT REPORT

 

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

 

Date of Report (Date of earliest event reported) July 21, 2004

 

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C&F FINANCIAL CORPORATION

(Exact Name of Registrant as Specified in Its Charter)

 

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Virginia		000-23423		54-1680165
(State or other jurisdiction of incorporation or organization)		(Commission File Number)		(I.R.S. Employer Identification No,)

 

Eighth and Main Streets, P.O. Box 391,West Point, Virginia		23181
(Address of principal executive offices)		(Zip Code)

 

Registrant’s telephone number, including area code (804) 843-2360

 

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Item 7. Financial Statements, ProForma Financial Information and Exhibits

 

(a)

Financial Statements of Business Acquired

 

Not applicable.

 

(b)

Pro Forma Financial Information

 

Not applicable.

 

(c)

Exhibits

 

99.1

C&F Financial Corporation news release dated July 21, 2004

 

Item 12. Disclosure of Results of Operations and Financial Condition

 

On July 21, 2004, C&F Financial Corporation issued a news release announcing its financial results for the second quarter ended June 30, 2004. A copy of the company’s news release is attached as Exhibit 99.1 hereto and is hereby incorporated herein by reference.

 

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SIGNATURES

 

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

 

		C&F FINANCIAL CORPORATION REGISTRANT
Date: July 22, 2004		By:		/s/ Thomas F. Cherry
				Thomas F. Cherry
				Chief Financial Officer

 

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