INVESTMENT
                                                                      SHARES OF DISCRETION
                                              CUSIP     FAIR MARKET   PRINCIPAL (A) (B) (C) MANAGERS    VOTING AUTHORITY (SHARES)
NAME OF ISSUER                 TITLE OF CLASS NUMBER       VALUE      AMOUNT    SOL SHR OTH INSTR. V   (A) SOLE (B)SHARED  (C) NONE
---------------------------    -------------- --------- -----------   --------- --- --- --- --------  --------- --------- ---------

COOPER INDS LTD                CL A           G24182100     264,320       6,400  X          1              6300       100         0
                                                             16,520         400      X   X  1               200       200         0
                                                        -----------   ---------
                                                            280,840       6,800

GLOBALSANTAFE CORP             SHS            G3930E101     167,442       7,174  X          1              6442       732         0
                                                            102,697       4,400      X   X  1              4400         0         0
                                                              6,208         266  X          2               266         0         0
                                                        -----------   ---------
                                                            276,347      11,840

INGERSOLL-RAND COMPANY LTD     CL A           G4776G101   1,330,449      28,116  X          1             28116         0         0
                                                            692,055      14,625      X   X  1              9175      5450         0
                                                        -----------   ---------
                                                          2,022,504      42,741

NOBLE CORPORATION              SHS            G65422100     181,791       5,300  X          1              4650       650         0
                                                            102,900       3,000      X   X  1              3000         0         0
                                                              8,575         250  X          2               250         0         0
                                                        -----------   ---------
                                                            293,266       8,550

XL CAP LTD                     CL A           G98255105   5,912,256      71,232  X          1             63778      7200       254
                                                            374,745       4,515      X   X  1              1490      3025         0
                                                        -----------   ---------
                                                          6,287,001      75,747

FLEXTRONICS INTL LTD           ORD            Y2573F102     183,569      17,600  X          1             16000      1600         0
                                                             73,950       7,090      X   X  1              6415       675         0
                                                              5,737         550  X          2               550         0         0
                                                        -----------   ---------
                                                            263,256      25,240

AFLAC INC                      COM            001055102   4,383,419     142,550  X          1            128109     13400      1041
                                                            518,446      16,860      X   X  1              9910      6950         0
                                                        -----------   ---------
                                                          4,901,865     159,410

AGCO CORP                      COM            001084102     227,164      13,300  X          1             13300         0         0
                                                        -----------   ---------
                                                            227,164      13,300

AT&T CORP                      COM NEW        001957505     234,209      12,166  X          1             12136        30         0
                                                             95,256       4,948      X   X  1              2744      2093       111
                                                        -----------   ---------
                                                            329,465      17,114

AT&T WIRELESS SVCS INC         COM            00209A106     111,171      13,541  X          1             13541         0         0
                                                             41,659       5,074      X   X  1              1737      3159       178
                                                        -----------   ---------
                                                            152,830      18,615

ABBOTT LABS                    COM            002824100   3,487,016      79,685  X          1             78110      1575         0
                                                          1,468,279      33,553      X   X  1             16303     17250         0
                                                             13,128         300  X          2               300         0         0
                                                        -----------   ---------
                                                          4,968,423     113,538

ADAMS EXPRESS CO               COM            006212104       1,854         157  X          1               157         0         0
                                                            235,113      19,908      X   X  1              7062     12846         0
                                                        -----------   ---------
                                                            236,967      20,065

ADVANCED MICRO DEVICES INC     COM            007903107     101,919      15,900  X          1             15900         0         0
                                                        -----------   ---------
                                                            101,919      15,900

AEGON N V                      ORD AMER REG   007924103     205,338      20,452  X          1             20452         0         0
                                                             16,446       1,638      X   X  1              1638         0         0
                                                        -----------   ---------
                                                            221,784      22,090

AETNA INC NEW                  COM            00817Y108     156,942       2,607  X          1              2607         0         0
                                                             54,180         900      X   X  1               900         0         0
                                                        -----------   ---------
                                                            211,122       3,507

AIR PRODS & CHEMS INC          COM            009158106     870,064      20,915  X          1             20715       200         0
                                                            166,400       4,000      X   X  1               500      3500         0
                                                        -----------   ---------
                                                          1,036,464      24,915

ALBERTO CULVER CO              CL A           013068200     632,206      12,700  X          1             12300       400         0
                                                            129,428       2,600      X   X  1              1000      1600         0
                                                        -----------   ---------
                                                            761,634      15,300

ALCOA INC                      COM            013817101   1,257,432      49,311  X          1             48761       550         0
                                                            909,816      35,679      X   X  1             31000      4679         0
                                                              3,825         150  X          2               150         0         0
                                                        -----------   ---------
                                                          2,171,073      85,140

ALLEN TELECOM INC              COM            018091108     206,500      12,500  X          1             12500         0         0
                                                        -----------   ---------
                                                            206,500      12,500

ALLSTATE CORP                  COM            020002101     276,216       7,748  X          1              6548         0      1200
                                                            117,931       3,308      X   X  1              1318      1990         0
                                                        -----------   ---------
                                                            394,147      11,056

ALLTEL CORP                    COM            020039103     535,439      11,104  X          1             10579       525         0
                                                            291,925       6,054      X   X  1              4575      1479         0
                                                              7,233         150  X          2               150         0         0
                                                        -----------   ---------
                                                            834,597      17,308

ALTRIA GROUP INC               COM            02209S103   4,562,313     100,403  X          1            100403         0         0
                                                          1,943,469      42,770      X   X  1               800     41970         0
                                                        -----------   ---------
                                                          6,505,782     143,173

AMERICAN ELEC PWR INC          COM            025537101     250,334       8,392  X          1              8392         0         0
                                                        -----------   ---------
                                                            250,334       8,392

AMERICAN EXPRESS CO            COM            025816109     625,521      14,961  X          1             14961         0         0
                                                            617,117      14,760      X   X  1              4100     10660         0
                                                        -----------   ---------
                                                          1,242,638      29,721

AMERICAN INTL GROUP INC        COM            026874107   7,409,525     134,279  X          1            121379      9480      3420
                                                          1,462,771      26,509      X   X  1             18393      8116         0
                                                              9,657         175  X          2               175         0         0
                                                        -----------   ---------
                                                          8,881,953     160,963

AMERICAN PWR CONVERSION CORP   COM            029066107     199,030      12,750  X          1             11800       950         0
                                                             57,368       3,675      X   X  1              3675         0         0
                                                              4,293         275  X          2               275         0         0
                                                        -----------   ---------
                                                            260,691      16,700

AMGEN INC                      COM            031162100     249,055       3,777  X          1              3477         0       300
                                                             94,625       1,435      X   X  1               840       595         0
                                                        -----------   ---------
                                                            343,680       5,212

AMSOUTH BANCORPORATION         COM            032165102   4,529,132     207,378  X          1            203636      3742         0
                                                          2,150,017      98,444      X   X  1             78138     20306         0
                                                        -----------   ---------
                                                          6,679,149     305,822

ANADARKO PETE CORP             COM            032511107     242,852       5,461  X          1              5461         0         0
                                                             48,474       1,090      X   X  1               602       488         0
                                                        -----------   ---------
                                                            291,326       6,551

ANHEUSER BUSCH COS INC         COM            035229103   1,302,849      25,521  X          1             25121       400         0
                                                            667,020      13,066      X   X  1             10866      2200         0
                                                        -----------   ---------
                                                          1,969,869      38,587

APPLIED MATLS INC              COM            038222105     648,252      40,925  X          1             38325      2600         0
                                                            183,744      11,600      X   X  1             10400      1200         0
                                                             10,296         650  X          2               650         0         0
                                                        -----------   ---------
                                                            842,292      53,175

ARCHER DANIELS MIDLAND CO      COM            039483102     252,521      19,621  X          1             19180       441         0
                                                             81,467       6,330      X   X  1                 0      6330         0
                                                        -----------   ---------
                                                            333,988      25,951

ATLANTIS PLASTICS INC          COM            049156102     114,915      16,300  X          1             16300         0         0
                                                        -----------   ---------
                                                            114,915      16,300

AUTOMATIC DATA PROCESSING IN   COM            053015103     486,128      14,357  X          1             14357         0         0
                                                            409,503      12,094      X   X  1             12094         0         0
                                                        -----------   ---------
                                                            895,631      26,451

AVON PRODS INC                 COM            054303102   2,345,127      37,703  X          1             37703         0         0
                                                             83,970       1,350      X   X  1              1250       100         0
                                                        -----------   ---------
                                                          2,429,097      39,053

BB&T CORP                      COM            054937107     263,732       7,689  X          1              7689         0         0
                                                              4,665         136      X   X  1                 0       136         0
                                                        -----------   ---------
                                                            268,397       7,825

BP PLC                         SPONSORED ADR  055622104   4,977,954     118,466  X          1            116440      1434       592
                                                          2,775,508      66,052      X   X  1             47119     18933         0
                                                              7,354         175  X          2               175         0         0
                                                        -----------   ---------
                                                          7,760,816     184,693

BANK OF AMERICA CORPORATION    COM            060505104   2,616,925      33,113  X          1             31685       978       450
                                                            893,357      11,304      X   X  1              6065      5239         0
                                                              9,958         126  X          2               126         0         0
                                                        -----------   ---------
                                                          3,520,240      44,543

BANK ONE CORP                  COM            06423A103   1,155,038      31,066  X          1             29770      1296         0
                                                            410,358      11,037      X   X  1              9437      1600         0
                                                             11,154         300  X          2               300         0         0
                                                        -----------   ---------
                                                          1,576,550      42,403

BARD C R INC                   COM            067383109     429,643       6,025  X          1              6025         0         0
                                                            195,389       2,740      X   X  1               300      2440         0
                                                        -----------   ---------
                                                            625,032       8,765

BAXTER INTL INC                COM            071813109     470,392      18,092  X          1             17492       600         0
                                                            794,638      30,563      X   X  1             30138       425         0
                                                              5,200         200  X          2               200         0         0
                                                        -----------   ---------
                                                          1,270,230      48,855

BECTON DICKINSON & CO          COM            075887109     246,698       6,350  X          1              5650       700         0
                                                            101,011       2,600      X   X  1              2600         0         0
                                                              7,770         200  X          2               200         0         0
                                                        -----------   ---------
                                                            355,479       9,150

BELDEN INC                     COM            077459105     199,420      12,550  X          1             12250       300         0
                                                             19,068       1,200      X   X  1               600       600         0
                                                        -----------   ---------
                                                            218,488      13,750

BELLSOUTH CORP                 COM            079860102   6,188,553     232,390  X          1            221665      6400      4325
                                                          2,474,832      92,934      X   X  1             34336     58598         0
                                                        -----------   ---------
                                                          8,663,385     325,324

BERKSHIRE HATHAWAY INC DEL     CL B           084670207     216,270          89  X          1                89         0         0
                                                             51,030          21      X   X  1                21         0         0
                                                        -----------   ---------
                                                            267,300         110

BEST BUY INC                   COM            086516101     254,736       5,800  X          1              5275       525         0
                                                            133,956       3,050      X   X  1              2725       325         0
                                                              6,588         150  X          2               150         0         0
                                                        -----------   ---------
                                                            395,280       9,000

BOEING CO                      COM            097023105     957,219      27,891  X          1             27691       200         0
                                                            662,033      19,290      X   X  1             12290      7000         0
                                                        -----------   ---------
                                                          1,619,252      47,181

BRISTOL MYERS SQUIBB CO        COM            110122108   5,700,368     209,958  X          1            202808      7150         0
                                                          3,868,306     142,479      X   X  1             68919     73560         0
                                                             12,218         450  X          2               450         0         0
                                                        -----------   ---------
                                                          9,580,892     352,887

CBL & ASSOC PPTYS INC          COM            124830100     484,610      11,270  X          1             11270         0         0
                                                            176,300       4,100      X   X  1              1200      2900         0
                                                        -----------   ---------
                                                            660,910      15,370

CIGNA CORP                     COM            125509109     201,373       4,290  X          1              4290         0         0
                                                             17,603         375      X   X  1                 0       375         0
                                                        -----------   ---------
                                                            218,976       4,665

CSX CORP                       COM            126408103     299,516       9,954  X          1              9954         0         0
                                                            143,589       4,772      X   X  1              3272      1500         0
                                                        -----------   ---------
                                                            443,105      14,726

CAPITAL ONE FINL CORP          COM            14040H105   5,634,458     114,568  X          1            105496      8500       572
                                                            408,981       8,316      X   X  1              5066      3250         0
                                                        -----------   ---------
                                                          6,043,439     122,884

CARAUSTAR INDS INC             COM            140909102     102,528      12,800  X          1             12800         0         0
                                                        -----------   ---------
                                                            102,528      12,800

CARDINAL HEALTH INC            COM            14149Y108   3,070,591      47,754  X          1             39454      7900       400
                                                            834,295      12,975      X   X  1              7895      5080         0
                                                        -----------   ---------
                                                          3,904,886      60,729

CASCADE CORP                   COM            147195101     226,200      13,000  X          1             13000         0         0
                                                        -----------   ---------
                                                            226,200      13,000

CATERPILLAR INC DEL            COM            149123101     134,363       2,414  X          1              2214       200         0
                                                            161,971       2,910      X   X  1              2910         0         0
                                                        -----------   ---------
                                                            296,334       5,324

CENDANT CORP                   COM            151313103     440,816      24,062  X          1             22037      2025         0
                                                            184,116      10,050      X   X  1             10050         0         0
                                                             10,992         600  X          2               600         0         0
                                                        -----------   ---------
                                                            635,924      34,712

CHEVRONTEXACO CORP             COM            166764100   4,195,184      58,105  X          1             54532      2233      1340
                                                          1,579,088      21,871      X   X  1             12975      8896         0
                                                        -----------   ---------
                                                          5,774,272      79,976

CHUBB CORP                     COM            171232101     353,940       5,899  X          1              5374       525         0
                                                            181,500       3,025      X   X  1              3025         0         0
                                                             12,000         200  X          2               200         0         0
                                                        -----------   ---------
                                                            547,440       9,124

CISCO SYS INC                  COM            17275R102   4,813,900     286,712  X          1            280724      2300      3688
                                                          1,151,746      68,597      X   X  1             33991     34606         0
                                                             12,173         725  X          2               725         0         0
                                                        -----------   ---------
                                                          5,977,819     356,034

CITIGROUP INC                  COM            172967101   2,967,836      69,342  X          1             67276      1066      1000
                                                          1,239,016      28,949      X   X  1             27376      1573         0
                                                              8,860         207  X          2               207         0         0
                                                        -----------   ---------
                                                          4,215,712      98,498

CLAYTON HOMES INC              COM            184190106     173,316      13,810  X          1             13810         0         0
                                                              7,844         625      X   X  1               625         0         0
                                                        -----------   ---------
                                                            181,160      14,435

COCA COLA CO                   COM            191216100   6,385,881     137,597  X          1            136397       900       300
                                                          6,167,102     132,883      X   X  1             85953     46930         0
                                                              9,282         200  X          2               200         0         0
                                                        -----------   ---------
                                                         12,562,265     270,680

COLGATE PALMOLIVE CO           COM            194162103     546,989       9,439  X          1              9439         0         0
                                                            167,186       2,885      X   X  1              1600      1285         0
                                                        -----------   ---------
                                                            714,175      12,324

COMCAST CORP NEW               CL A           20030N101     708,417      23,473  X          1             22950       348       175
                                                            336,808      11,160      X   X  1              7112      3869       179
                                                        -----------   ---------
                                                          1,045,225      34,633

COMCAST CORP NEW               CL A SPL       20030N200   6,203,873     214,000  X          1            198325     15175       500
                                                            789,574      27,236      X   X  1             20086      7150         0
                                                             10,147         350  X          2               350         0         0
                                                        -----------   ---------
                                                          7,003,594     241,586

COMPUTER ASSOC INTL INC        COM            204912109     293,961      13,194  X          1             12347       847         0
                                                            137,289       6,162      X   X  1              5862       300         0
                                                              8,132         365  X          2               365         0         0
                                                        -----------   ---------
                                                            439,382      19,721

COMPUTER SCIENCES CORP         COM            205363104     318,683       8,360  X          1              8360         0         0
                                                             53,368       1,400      X   X  1                 0      1400         0
                                                        -----------   ---------
                                                            372,051       9,760

CONAGRA FOODS INC              COM            205887102     174,640       7,400  X          1              7400         0         0
                                                             57,820       2,450      X   X  1              2450         0         0
                                                        -----------   ---------
                                                            232,460       9,850

CONOCOPHILLIPS                 COM            20825C104     221,007       4,033  X          1              3805       228         0
                                                            216,789       3,956      X   X  1              2456      1500         0
                                                        -----------   ---------
                                                            437,796       7,989

CORNING INC                    COM            219350105      88,660      11,997  X          1             11997         0         0
                                                            177,361      24,000      X   X  1             13200     10800         0
                                                        -----------   ---------
                                                            266,021      35,997

COSTCO WHSL CORP NEW           COM            22160K105   6,421,581     175,453  X          1            155799     18450      1204
                                                            667,511      18,238      X   X  1             16713      1525         0
                                                              5,490         150  X          2               150         0         0
                                                        -----------   ---------
                                                          7,094,582     193,841

COX COMMUNICATIONS INC NEW     CL A           224044107     314,887       9,871  X          1              9271       600         0
                                                            110,056       3,450      X   X  1              2700       750         0
                                                              5,583         175  X          2               175         0         0
                                                        -----------   ---------
                                                            430,526      13,496

DANAHER CORP DEL               COM            235851102      40,830         600  X          1               600         0         0
                                                            197,345       2,900      X   X  1              2900         0         0
                                                        -----------   ---------
                                                            238,175       3,500

DEAN FOODS CO NEW              COM            242370104     530,996      16,857      X   X  1             16857         0         0
                                                        -----------   ---------
                                                            530,996      16,857

DEERE & CO                     COM            244199105     345,035       7,550  X          1              7550         0         0
                                                            219,360       4,800      X   X  1              3100      1700         0
                                                        -----------   ---------
                                                            564,395      12,350

DELL COMPUTER CORP             COM            247025109     663,705      20,845  X          1             19820      1025         0
                                                            214,124       6,725      X   X  1              6100       625         0
                                                              8,756         275  X          2               275         0         0
                                                        -----------   ---------
                                                            886,585      27,845

DIAMONDS TR                    UNIT SER 1     252787106   2,208,825      24,567  X          1             24267       300         0
                                                            979,571      10,895      X   X  1              3855      7040         0
                                                        -----------   ---------
                                                          3,188,396      35,462

DISNEY WALT CO                 COM DISNEY     254687106     980,057      49,623  X          1             48473      1150         0
                                                            418,702      21,200      X   X  1             13175      8025         0
                                                              4,938         250  X          2               250         0         0
                                                        -----------   ---------
                                                          1,403,697      71,073

DOLLAR GEN CORP                COM            256669102     182,363       9,987  X          1              9987         0         0
                                                            117,686       6,445      X   X  1              6445         0         0
                                                        -----------   ---------
                                                            300,049      16,432

DOMINION RES INC VA NEW        COM            25746U109     435,235       6,772  X          1              6772         0         0
                                                            349,180       5,433      X   X  1              3433      2000         0
                                                        -----------   ---------
                                                            784,415      12,205

DOVER CORP                     COM            260003108     642,343      21,440  X          1             21440         0         0
                                                            179,760       6,000      X   X  1              2000      4000         0
                                                        -----------   ---------
                                                            822,103      27,440

DOW CHEM CO                    COM            260543103   1,700,168      54,915  X          1             54615       300         0
                                                            789,976      25,516      X   X  1             16266      9250         0
                                                        -----------   ---------
                                                          2,490,144      80,431

DOW JONES & CO INC             COM            260561105     283,998       6,600      X   X  1              6600         0         0
                                                        -----------   ---------
                                                            283,998       6,600

DU PONT E I DE NEMOURS & CO    COM            263534109   1,439,329      34,566  X          1             33582       534       450
                                                          1,434,916      34,460      X   X  1             27055      7405         0
                                                              4,164         100  X          2               100         0         0
                                                        -----------   ---------
                                                          2,878,409      69,126

DUKE ENERGY CORP               COM            264399106     624,039      31,280  X          1             30025      1255         0
                                                            392,857      19,692      X   X  1             18413      1279         0
                                                              5,985         300  X          2               300         0         0
                                                        -----------   ---------
                                                          1,022,881      51,272

E M C CORP MASS                COM            268648102   3,429,552     327,559  X          1            273301     50700      3558
                                                            367,437      35,094      X   X  1             21094     14000         0
                                                        -----------   ---------
                                                          3,796,989     362,653

EL PASO CORP                   COM            28336L109     134,662      16,666  X          1             16420       246         0
                                                            126,298      15,631      X   X  1             12525      3106         0
                                                        -----------   ---------
                                                            260,960      32,297

ELAN PLC                       ADR            284131208      67,680      12,000  X          1             12000         0         0
                                                              9,588       1,700      X   X  1                 0      1700         0
                                                        -----------   ---------
                                                             77,268      13,700

ELECTRONIC DATA SYS NEW        COM            285661104     592,278      27,612  X          1             27612         0         0
                                                            321,861      15,005      X   X  1              8955      6050         0
                                                        -----------   ---------
                                                            914,139      42,617

EMERSON ELEC CO                COM            291011104     934,112      18,280  X          1             18080       200         0
                                                            857,203      16,775      X   X  1              9975      6800         0
                                                        -----------   ---------
                                                          1,791,315      35,055

ENCANA CORP                    COM            292505104     146,573       3,820  X          1              3820         0         0
                                                            141,202       3,680      X   X  1              3680         0         0
                                                        -----------   ---------
                                                            287,775       7,500

EQUIFAX INC                    COM            294429105   1,251,952      48,152  X          1             47752         0       400
                                                             87,802       3,377      X   X  1              2277      1100         0
                                                        -----------   ---------
                                                          1,339,754      51,529

ERICSSON L M TEL CO            ADR B SEK 10   294821608       4,252         400  X          1               400         0         0
                                                            152,732      14,368      X   X  1              8408      5960         0
                                                        -----------   ---------
                                                            156,984      14,768

EXXON MOBIL CORP               COM            30231G102  17,186,024     478,586  X          1            467087      7499      4000
                                                         11,958,639     333,017      X   X  1            241861     91156         0
                                                              4,991         139  X          2               139         0         0
                                                        -----------   ---------
                                                         29,149,654     811,742

FPL GROUP INC                  COM            302571104     426,104       6,374  X          1              6074       300         0
                                                            379,374       5,675      X   X  1              3175      2500         0
                                                        -----------   ---------
                                                            805,478      12,049

FEDERAL HOME LN MTG CORP       COM            313400301   4,247,369      83,659  X          1             77090      6100       469
                                                            599,036      11,799      X   X  1             10124      1675         0
                                                        -----------   ---------
                                                          4,846,405      95,458

FEDERAL NATL MTG ASSN          COM            313586109   4,470,126      66,283  X          1             56769      9000       514
                                                            837,200      12,414      X   X  1              4514      7900         0
                                                             11,802         175  X          2               175         0         0
                                                        -----------   ---------
                                                          5,319,128      78,872

FEDERATED DEPT STORES INC DE   COM            31410H101   1,769,945      48,031  X          1             47408       400       223
                                                            308,104       8,361      X   X  1              4536      3825         0
                                                        -----------   ---------
                                                          2,078,049      56,392

FEDEX CORP                     COM            31428X106     583,085       9,400  X          1              8950       450         0
                                                            200,047       3,225      X   X  1              3225         0         0
                                                              7,754         125  X          2               125         0         0
                                                        -----------   ---------
                                                            790,886      12,750

FIFTH THIRD BANCORP            COM            316773100   1,717,893      29,918  X          1             29918         0         0
                                                            276,305       4,812      X   X  1              4699       113         0
                                                        -----------   ---------
                                                          1,994,198      34,730

FIRST DATA CORP                COM            319963104     485,884      11,725  X          1             10825       900         0
                                                            198,912       4,800      X   X  1              4800         0         0
                                                             12,432         300  X          2               300         0         0
                                                        -----------   ---------
                                                            697,228      16,825

FIRST TENN NATL CORP           COM            337162101  75,941,735   1,729,486  X          1           1680486     49000         0
                                                         15,991,495     364,188      X   X  1            284699     37477     42012
                                                        -----------   ---------
                                                         91,933,230   2,093,674

FIRST VA BANKS INC             COM            337477103     439,393      10,190  X          1             10190         0         0
                                                        -----------   ---------
                                                            439,393      10,190

FLEETBOSTON FINL CORP          COM            339030108   3,234,561     108,871  X          1            105801      2184       886
                                                            286,999       9,660      X   X  1              6261      3399         0
                                                              5,942         200  X          2               200         0         0
                                                        -----------   ---------
                                                          3,527,502     118,731

FLUOR CORP NEW                 COM            343412102     159,117       4,730  X          1              4230       500         0
                                                             90,828       2,700      X   X  1              2700         0         0
                                                              4,205         125  X          2               125         0         0
                                                        -----------   ---------
                                                            254,150       7,555

FORD MTR CO DEL                COM PAR $0.01  345370860     150,245      13,671  X          1             13671         0         0
                                                             90,624       8,246      X   X  1              8146       100         0
                                                        -----------   ---------
                                                            240,869      21,917

FORTUNE BRANDS INC             COM            349631101     169,337       3,244  X          1              3244         0         0
                                                            114,840       2,200      X   X  1              2200         0         0
                                                        -----------   ---------
                                                            284,177       5,444

FRANKLIN RES INC               COM            354613101     715,455      18,312  X          1             17902         0       410
                                                             48,134       1,232      X   X  1               732       500         0
                                                        -----------   ---------
                                                            763,589      19,544

GANNETT INC                    COM            364730101   1,023,801      13,329  X          1              9929      3400         0
                                                            533,830       6,950      X   X  1              5750      1200         0
                                                        -----------   ---------
                                                          1,557,631      20,279

GENERAL ELEC CO                COM            369604103  23,781,713     829,209  X          1            784374     41085      3750
                                                         10,671,026     372,072      X   X  1            200092    171980         0
                                                             16,491         575  X          2               575         0         0
                                                        -----------   ---------
                                                         34,469,230   1,201,856

GENERAL MLS INC                COM            370334104     509,897      10,755  X          1             10355       400         0
                                                            390,469       8,236      X   X  1              7836       400         0
                                                        -----------   ---------
                                                            900,366      18,991

GENERAL MTRS CORP              COM            370442105     751,176      20,866  X          1             20866         0         0
                                                            221,148       6,143      X   X  1              4488      1655         0
                                                        -----------   ---------
                                                            972,324      27,009

GILLETTE CO                    COM            375766102     560,100      17,580  X          1             16855       725         0
                                                            364,290      11,434      X   X  1             11025       409         0
                                                              4,779         150  X          2               150         0         0
                                                        -----------   ---------
                                                            929,169      29,164

GLAXOSMITHKLINE PLC            SPONSORED ADR  37733W105     466,777      11,514  X          1             11514         0         0
                                                          1,148,174      28,322      X   X  1              3742     24580         0
                                                        -----------   ---------
                                                          1,614,951      39,836

GRAINGER W W INC               COM            384802104     656,370      14,037  X          1             13414       300       323
                                                            362,110       7,744      X   X  1              5544      2200         0
                                                        -----------   ---------
                                                          1,018,480      21,781

HEINZ H J CO                   COM            423074103     232,509       7,050  X          1              7050         0         0
                                                             58,540       1,775      X   X  1              1250       525         0
                                                        -----------   ---------
                                                            291,049       8,825

HERSHEY FOODS CORP             COM            427866108      69,660       1,000  X          1              1000         0         0
                                                            139,320       2,000      X   X  1                 0      2000         0
                                                        -----------   ---------
                                                            208,980       3,000

HEWLETT PACKARD CO             COM            428236103   1,077,741      50,598  X          1             50598         0         0
                                                            293,770      13,792      X   X  1              4216      9576         0
                                                        -----------   ---------
                                                          1,371,511      64,390

HOME DEPOT INC                 COM            437076102   5,943,714     179,460  X          1            164798     13587      1075
                                                          1,492,519      45,064      X   X  1             26678     18386         0
                                                             12,420         375  X          2               375         0         0
                                                        -----------   ---------
                                                          7,448,653     224,899

ILLINOIS TOOL WKS INC          COM            452308109     215,132       3,267  X          1              3067       200         0
                                                            112,867       1,714      X   X  1              1650        64         0
                                                        -----------   ---------
                                                            327,999       4,981

INTEL CORP                     COM            458140100  11,028,709     529,971  X          1            504424     20600      4947
                                                          2,708,443     130,151      X   X  1             60607     69544         0
                                                              8,324         400  X          2               400         0         0
                                                        -----------   ---------
                                                         13,745,476     660,522

INTERNATIONAL BUSINESS MACHS   COM            459200101   7,008,383      84,950  X          1             82500      2000       450
                                                          2,831,318      34,319      X   X  1             19932     14387         0
                                                        -----------   ---------
                                                          9,839,701     119,269

INTL PAPER CO                  COM            460146103     282,839       7,916  X          1              7116       800         0
                                                            484,250      13,553      X   X  1             13153       400         0
                                                        -----------   ---------
                                                            767,089      21,469

INTERPUBLIC GROUP COS INC      COM            460690100     112,619       8,417  X          1              8417         0         0
                                                             33,450       2,500      X   X  1              2200       300         0
                                                        -----------   ---------
                                                            146,069      10,917

ISHARES TR                     DJ US TELECOMM 464287713     229,971      11,115  X          1             10040         0      1075
                                                             27,890       1,348      X   X  1              1348         0         0
                                                        -----------   ---------
                                                            257,861      12,463

ISHARES TR                     DJ US TECH SEC 464287721     208,494       5,400  X          1              5400         0         0
                                                        -----------   ---------
                                                            208,494       5,400

J P MORGAN CHASE & CO          COM            46625H100   9,156,730     267,897  X          1            262055      4125      1717
                                                          1,695,398      49,602      X   X  1             28316     21286         0
                                                              5,982         175  X          2               175         0         0
                                                        -----------   ---------
                                                         10,858,110     317,674

JEFFERSON PILOT CORP           COM            475070108         788          19  X          1                19         0         0
                                                            235,990       5,692      X   X  1              5692         0         0
                                                        -----------   ---------
                                                            236,778       5,711

JOHNSON & JOHNSON              COM            478160104   8,218,286     158,961  X          1            157161      1200       600
                                                          2,872,040      55,552      X   X  1             28948     26604         0
                                                              6,463         125  X          2               125         0         0
                                                        -----------   ---------
                                                         11,096,789     214,638

KELLOGG CO                     COM            487836108     242,309       7,050  X          1              7050         0         0
                                                             89,362       2,600      X   X  1               800      1800         0
                                                        -----------   ---------
                                                            331,671       9,650

KEYCORP NEW                    COM            493267108      85,337       3,377  X          1              3377         0         0
                                                            211,636       8,375      X   X  1                 0      8375         0
                                                        -----------   ---------
                                                            296,973      11,752

KIMBERLY CLARK CORP            COM            494368103   1,803,734      34,594  X          1             34194       400         0
                                                            777,878      14,919      X   X  1             13415      1504         0
                                                              5,214         100  X          2               100         0         0
                                                        -----------   ---------
                                                          2,586,826      49,613

KINDER MORGAN ENERGY PARTNER   UT LTD PARTNER 494550106     496,846      12,572  X          1             12572         0         0
                                                             68,172       1,725      X   X  1              1725         0         0
                                                        -----------   ---------
                                                            565,018      14,297

KOHLS CORP                     COM            500255104   1,110,377      21,611  X          1             21361         0       250
                                                            365,312       7,110      X   X  1              6410       700         0
                                                        -----------   ---------
                                                          1,475,689      28,721

KROGER CO                      COM            501044101      24,937       1,495  X          1              1495         0         0
                                                            213,504      12,800      X   X  1             12800         0         0
                                                        -----------   ---------
                                                            238,441      14,295

LA Z BOY INC                   COM            505336107     257,527      11,507  X          1             11507         0         0
                                                             81,485       3,641      X   X  1              3641         0         0
                                                        -----------   ---------
                                                            339,012      15,148

LILLY ELI & CO                 COM            532457108     778,120      11,282  X          1             10857       425         0
                                                            413,820       6,000      X   X  1              2000      4000         0
                                                              6,897         100  X          2               100         0         0
                                                        -----------   ---------
                                                          1,198,837      17,382

LINCOLN NATL CORP IND          COM            534187109     260,099       7,300      X   X  1              7300         0         0
                                                        -----------   ---------
                                                            260,099       7,300

LOCKHEED MARTIN CORP           COM            539830109     740,142      15,559  X          1             15559         0         0
                                                            425,752       8,950      X   X  1              1750      7200         0
                                                        -----------   ---------
                                                          1,165,894      24,509

LUCENT TECHNOLOGIES INC        COM            549463107     135,955      66,970  X          1             62097      4873         0
                                                             52,704      25,962      X   X  1             20814      4672       476
                                                              3,350       1,650  X          2              1650         0         0
                                                        -----------   ---------
                                                            192,009      94,582

MBIA INC                       COM            55262C100     396,633       8,136  X          1              8136         0         0
                                                              7,313         150      X   X  1                 0       150         0
                                                        -----------   ---------
                                                            403,946       8,286

MBNA CORP                      COM            55262L100     417,800      20,048  X          1             17986      2062         0
                                                            194,833       9,349      X   X  1              9349         0         0
                                                             11,712         562  X          2               562         0         0
                                                        -----------   ---------
                                                            624,345      29,959

MGIC INVT CORP WIS             COM            552848103     197,054       4,225  X          1              3825       400         0
                                                             99,110       2,125      X   X  1              2125         0         0
                                                              3,498          75  X          2                75         0         0
                                                        -----------   ---------
                                                            299,662       6,425

MANULIFE FINL CORP             COM            56501R106     332,794      11,797  X          1             10240      1557         0
                                                             28,407       1,007      X   X  1              1007         0         0
                                                        -----------   ---------
                                                            361,201      12,804

MASCO CORP                     COM            574599106     502,758      21,080  X          1             20680       400         0
                                                            887,220      37,200      X   X  1             12200     25000         0
                                                        -----------   ---------
                                                          1,389,978      58,280

MAY DEPT STORES CO             COM            577778103      16,695         750  X          1               750         0         0
                                                            192,549       8,650      X   X  1              2250      6400         0
                                                        -----------   ---------
                                                            209,244       9,400

MAYTAG CORP                    COM            578592107     635,432      26,021  X          1             11001     15020         0
                                                          1,985,053      81,288      X   X  1             61816     19472         0
                                                        -----------   ---------
                                                          2,620,485     107,309

MCCORMICK & CO INC             COM NON VTG    579780206     405,280      14,900  X          1             14300       600         0
                                                            163,200       6,000      X   X  1               600      5400         0
                                                        -----------   ---------
                                                            568,480      20,900

MCDONALDS CORP                 COM            580135101     941,257      42,668  X          1             41018      1650         0
                                                            191,922       8,700      X   X  1              4000      4700         0
                                                              4,412         200  X          2               200         0         0
                                                        -----------   ---------
                                                          1,137,591      51,568

MCGRAW HILL COS INC            COM            580645109   2,346,080      37,840  X          1             29882      7750       208
                                                            266,910       4,305      X   X  1              3775       530         0
                                                        -----------   ---------
                                                          2,612,990      42,145

MCKESSON CORP                  COM            58155Q103     275,200       7,700  X          1              7025       675         0
                                                            110,794       3,100      X   X  1              3100         0         0
                                                              7,148         200  X          2               200         0         0
                                                        -----------   ---------
                                                            393,142      11,000

MEDTRONIC INC                  COM            585055106   6,141,229     128,022  X          1            110657     16500       865
                                                          2,332,354      48,621      X   X  1             42375      6246         0
                                                        -----------   ---------
                                                          8,473,583     176,643

MELLON FINL CORP               COM            58551A108     842,712      30,368  X          1             30368         0         0
                                                            111,000       4,000      X   X  1                 0      4000         0
                                                        -----------   ---------
                                                            953,712      34,368

MERCK & CO INC                 COM            589331107   9,863,429     162,897  X          1            156567      5730       600
                                                          6,970,881     115,126      X   X  1             80412     34714         0
                                                             21,193         350  X          2               350         0         0
                                                        -----------   ---------
                                                         16,855,503     278,373

MICROSOFT CORP                 COM            594918104   9,734,994     379,680  X          1            351436     26160      2084
                                                          2,079,558      81,106      X   X  1             44603     36503         0
                                                              8,974         350  X          2               350         0         0
                                                        -----------   ---------
                                                         11,823,526     461,136

MID-AMER APT CMNTYS INC        COM            59522J103      10,776         399  X          1               399         0         0
                                                            229,585       8,500      X   X  1                 0      8500         0
                                                        -----------   ---------
                                                            240,361       8,899

MIDCAP SPDR TR                 UNIT SER 1     595635103     628,338       7,163  X          1              7163         0         0
                                                        -----------   ---------
                                                            628,338       7,163

MIDWAY GAMES INC               COM            598148104      43,560      12,000  X          1             12000         0         0
                                                        -----------   ---------
                                                             43,560      12,000

MILACRON INC                   COM            598709103     153,181      31,325  X          1             28525      2800         0
                                                             47,433       9,700      X   X  1              9700         0         0
                                                              3,912         800  X          2               800         0         0
                                                        -----------   ---------
                                                            204,526      41,825

MILLENNIUM PHARMACEUTICALS I   COM            599902103     162,019      10,300  X          1             10300         0         0
                                                        -----------   ---------
                                                            162,019      10,300

MOODYS CORP                    COM            615369105     188,438       3,575  X          1              3575         0         0
                                                             52,710       1,000      X   X  1                 0      1000         0
                                                        -----------   ---------
                                                            241,148       4,575

MORGAN STANLEY                 COM NEW        617446448   1,115,736      26,099  X          1             25099      1000         0
                                                            184,767       4,322      X   X  1              4322         0         0
                                                             10,688         250  X          2               250         0         0
                                                        -----------   ---------
                                                          1,311,191      30,671

MOTOROLA INC                   COM            620076109   1,172,125     124,297  X          1            114547      8325      1425
                                                            387,384      41,080      X   X  1             23855     17225         0
                                                              4,715         500  X          2               500         0         0
                                                        -----------   ---------
                                                          1,564,224     165,877

MYLAN LABS INC                 COM            628530107     589,735      16,961  X          1             15911      1050         0
                                                            174,684       5,024      X   X  1              5024         0         0
                                                             14,325         412  X          2               412         0         0
                                                        -----------   ---------
                                                            778,744      22,397

NASDAQ 100 TR                  UNIT SER 1     631100104     655,128      21,874  X          1             21626       248         0
                                                            270,599       9,035      X   X  1              2100      6935         0
                                                        -----------   ---------
                                                            925,727      30,909

NATIONAL CITY CORP             COM            635405103     371,945      11,371  X          1             11371         0         0
                                                        -----------   ---------
                                                            371,945      11,371

NATIONAL COMMERCE FINL CORP    COM            63545P104   1,700,019      76,612  X          1             75412         0      1200
                                                          1,575,223      70,988      X   X  1             64528      6460         0
                                                        -----------   ---------
                                                          3,275,242     147,600

NOKIA CORP                     SPONSORED ADR  654902204     109,818       6,684  X          1              6684         0         0
                                                             95,294       5,800      X   X  1              4600      1200         0
                                                        -----------   ---------
                                                            205,112      12,484

NORFOLK SOUTHERN CORP          COM            655844108     725,090      37,765  X          1             37765         0         0
                                                            442,271      23,035      X   X  1             21716      1319         0
                                                        -----------   ---------
                                                          1,167,361      60,800

OLD NATL BANCORP IND           COM            680033107     224,319       9,753  X          1              9753         0         0
                                                             54,441       2,367      X   X  1              2367         0         0
                                                        -----------   ---------
                                                            278,760      12,120

OMNICOM GROUP INC              COM            681919106   3,007,821      41,950  X          1             41717         0       233
                                                             94,142       1,313      X   X  1               313      1000         0
                                                        -----------   ---------
                                                          3,101,963      43,263

ORACLE CORP                    COM            68389X105     376,732      31,368  X          1             29593      1775         0
                                                            273,444      22,768      X   X  1             12325     10443         0
                                                              4,204         350  X          2               350         0         0
                                                        -----------   ---------
                                                            654,380      54,486

PNC FINL SVCS GROUP INC        COM            693475105     297,986       6,105  X          1              6105         0         0
                                                             79,463       1,628      X   X  1                 0      1628         0
                                                        -----------   ---------
                                                            377,449       7,733

PPG INDS INC                   COM            693506107     360,254       7,100  X          1              7100         0         0
                                                            223,256       4,400      X   X  1              4400         0         0
                                                        -----------   ---------
                                                            583,510      11,500

PARKER HANNIFIN CORP           COM            701094104     372,872       8,880  X          1              7362      1518         0
                                                        -----------   ---------
                                                            372,872       8,880

PENNEY J C INC                 COM            708160106     232,834      13,818  X          1             13118       700         0
                                                             81,554       4,840      X   X  1              3840      1000         0
                                                        -----------   ---------
                                                            314,388      18,658

PEPSICO INC                    COM            713448108   8,709,369     195,716  X          1            181541     14175         0
                                                          1,768,876      39,750      X   X  1             30625      9125         0
                                                             11,125         250  X          2               250         0         0
                                                        -----------   ---------
                                                         10,489,370     235,716

PERFORMANCE FOOD GROUP CO      COM            713755106     259,000       7,000  X          1              7000         0         0
                                                        -----------   ---------
                                                            259,000       7,000

PFIZER INC                     COM            717081103  13,230,923     387,435  X          1            362435     22725      2275
                                                          6,441,716     188,630      X   X  1            152000     36630         0
                                                        -----------   ---------
                                                         19,672,639     576,065

PIER 1 IMPORTS INC             COM            720279108     286,110      14,025  X          1             14025         0         0
                                                        -----------   ---------
                                                            286,110      14,025

PITNEY BOWES INC               COM            724479100     376,418       9,800  X          1              9800         0         0
                                                        -----------   ---------
                                                            376,418       9,800

PLUM CREEK TIMBER CO INC       COM            729251108     428,382      16,508  X          1             16508         0         0
                                                             44,038       1,697      X   X  1              1697         0         0
                                                        -----------   ---------
                                                            472,420      18,205

PROCTER & GAMBLE CO            COM            742718109   6,093,762      68,331  X          1             63831      4500         0
                                                          2,304,859      25,845      X   X  1             16030      9815         0
                                                              6,689          75  X          2                75         0         0
                                                        -----------   ---------
                                                          8,405,310      94,251

PROGRESS ENERGY INC            COM            743263105     238,378       5,430  X          1              5430         0         0
                                                            260,721       5,939      X   X  1              3200      2739         0
                                                        -----------   ---------
                                                            499,099      11,369

PROVIDIAN FINL CORP            COM            74406A102     183,348      19,800  X          1             19800         0         0
                                                              9,880       1,067      X   X  1              1067         0         0
                                                        -----------   ---------
                                                            193,228      20,867

PRUDENTIAL FINL INC            COM            744320102     614,181      18,252  X          1             18252         0         0
                                                        -----------   ---------
                                                            614,181      18,252

QUALCOMM INC                   COM            747525103     314,044       8,738  X          1              8448         0       290
                                                             53,695       1,494      X   X  1               744       750         0
                                                        -----------   ---------
                                                            367,739      10,232

QWEST COMMUNICATIONS INTL IN   COM            749121109      70,648      14,780  X          1             14780         0         0
                                                             37,805       7,909      X   X  1              4816      3093         0
                                                        -----------   ---------
                                                            108,453      22,689

RADIOSHACK CORP                COM            750438103     294,672      11,200  X          1             11200         0         0
                                                        -----------   ---------
                                                            294,672      11,200

RAYTHEON CO                    COM NEW        755111507     714,237      21,749  X          1             21324       100       325
                                                            539,496      16,428      X   X  1              4403     12025         0
                                                        -----------   ---------
                                                          1,253,733      38,177

REGIONS FINL CORP              COM            758940100     447,553      13,249  X          1             12224      1025         0
                                                          5,019,067     148,581      X   X  1              4675    143906         0
                                                             10,134         300  X          2               300         0         0
                                                        -----------   ---------
                                                          5,476,754     162,130

REPSOL YPF S A                 SPONSORED ADR  76026T205     137,445       8,500  X          1              8500         0         0
                                                             40,425       2,500      X   X  1               200      2300         0
                                                        -----------   ---------
                                                            177,870      11,000

ROYAL DUTCH PETE CO            NY REG EUR .56 780257804   1,021,865      21,919  X          1             21369       550         0
                                                            949,883      20,375      X   X  1              7875     12500         0
                                                              6,993         150  X          2               150         0         0
                                                        -----------   ---------
                                                          1,978,741      42,444

RUBY TUESDAY INC               COM            781182100     259,616      10,498      X   X  1                 0     10498         0
                                                        -----------   ---------
                                                            259,616      10,498

SBC COMMUNICATIONS INC         COM            78387G103   2,086,700      81,671  X          1             80087       584      1000
                                                          1,267,997      49,628      X   X  1             37467     12161         0
                                                        -----------   ---------
                                                          3,354,697     131,299

SPDR TR                        UNIT SER 1     78462F103   3,976,083      40,726  X          1             40426       300         0
                                                          1,210,225      12,396      X   X  1              6086      6310         0
                                                        -----------   ---------
                                                          5,186,308      53,122

SAFECO CORP                    COM            786429100     479,591      13,590  X          1             13590         0         0
                                                            169,392       4,800      X   X  1              4800         0         0
                                                        -----------   ---------
                                                            648,983      18,390

SARA LEE CORP                  COM            803111103     751,706      39,963  X          1             38988       975         0
                                                            167,410       8,900      X   X  1              6500      2400         0
                                                              6,113         325  X          2               325         0         0
                                                        -----------   ---------
                                                            925,229      49,188

SCHERING PLOUGH CORP           COM            806605101   5,609,054     301,562  X          1            298421       750      2391
                                                          1,021,717      54,931      X   X  1             37856     17075         0
                                                              5,115         275  X          2               275         0         0
                                                        -----------   ---------
                                                          6,635,886     356,768

SCHLUMBERGER LTD               COM            806857108   1,101,249      23,150  X          1             22675       475         0
                                                            409,103       8,600      X   X  1              6175      2425         0
                                                              7,136         150  X          2               150         0         0
                                                        -----------   ---------
                                                          1,517,488      31,900

SEARS ROEBUCK & CO             COM            812387108     632,903      18,814  X          1             17314         0      1500
                                                            114,241       3,396      X   X  1               796      2600         0
                                                        -----------   ---------
                                                            747,144      22,210

SELECT SECTOR SPDR TR          SBI MATERIALS  81369Y100     235,057      11,339  X          1             10559         0       780
                                                             15,942         769      X   X  1               769         0         0
                                                        -----------   ---------
                                                            250,999      12,108

SELECT SECTOR SPDR TR          SBI HEALTHCARE 81369Y209     209,710       7,150  X          1              7150         0         0
                                                        -----------   ---------
                                                            209,710       7,150

SELECT SECTOR SPDR TR          SBI CONS STPLS 81369Y308     552,626      27,412  X          1             24087         0      3325
                                                             58,625       2,908      X   X  1              2908         0         0
                                                        -----------   ---------
                                                            611,251      30,320

SELECT SECTOR SPDR TR          SBI CONS DISCR 81369Y407     257,355       9,500  X          1              9500         0         0
                                                        -----------   ---------
                                                            257,355       9,500

SELECT SECTOR SPDR TR          SBI INT-ENERGY 81369Y506     211,207       8,782  X          1              7310         0      1472
                                                             55,988       2,328      X   X  1              1653       675         0
                                                        -----------   ---------
                                                            267,195      11,110

SELECT SECTOR SPDR TR          SBI INT-FINL   81369Y605     333,880      13,600  X          1             13600         0         0
                                                             81,752       3,330      X   X  1                60      3270         0
                                                        -----------   ---------
                                                            415,632      16,930

SELECT SECTOR SPDR TR          SBI INT-UTILS  81369Y886     514,290      23,250  X          1             22450         0       800
                                                             24,155       1,092      X   X  1              1092         0         0
                                                        -----------   ---------
                                                            538,445      24,342

SERVICE CORP INTL              COM            817565104      84,753      21,900  X          1             21900         0         0
                                                        -----------   ---------
                                                             84,753      21,900

SOUTHERN CO                    COM            842587107     474,411      15,225  X          1             13225      2000         0
                                                            437,051      14,026      X   X  1              7926      4100      2000
                                                        -----------   ---------
                                                            911,462      29,251

SPRINT CORP                    COM FON GROUP  852061100     218,880      15,200  X          1             15200         0         0
                                                            114,120       7,925      X   X  1              1200      6725         0
                                                        -----------   ---------
                                                            333,000      23,125

STREETTRACKS SER TR            FORTUNE 500    86330E885     264,250       3,775  X          1              3775         0         0
                                                            169,050       2,415      X   X  1                 0      2415         0
                                                        -----------   ---------
                                                            433,300       6,190

SUN MICROSYSTEMS INC           COM            866810104     108,049      23,236  X          1             23236         0         0
                                                             53,495      11,504      X   X  1              4300      7204         0
                                                        -----------   ---------
                                                            161,544      34,740

SUNTRUST BKS INC               COM            867914103   2,005,697      33,800  X          1             33200       600         0
                                                          3,000,111      50,558      X   X  1             38809     11049       700
                                                              5,934         100  X          2               100         0         0
                                                        -----------   ---------
                                                          5,011,742      84,458

SYSCO CORP                     COM            871829107   2,384,695      79,384  X          1             61784     17600         0
                                                             90,120       3,000      X   X  1              1550      1450         0
                                                        -----------   ---------
                                                          2,474,815      82,384

TARGET CORP                    COM            87612E106     546,788      14,450  X          1             13350      1100         0
                                                            185,416       4,900      X   X  1              4450       450         0
                                                              9,460         250  X          2               250         0         0
                                                        -----------   ---------
                                                            741,664      19,600

TELECOM CORP NEW ZEALAND LTD   SPONSORED ADR  879278208     220,945       9,070  X          1              9070         0         0
                                                        -----------   ---------
                                                            220,945       9,070

TELEFONOS DE MEXICO S A        SPON ADR ORD L 879403780     199,517       6,350  X          1              6350         0         0
                                                             28,278         900      X   X  1               900         0         0
                                                        -----------   ---------
                                                            227,795       7,250

TELLABS INC                    COM            879664100     182,073      27,755  X          1             25205      2550         0
                                                             74,292      11,325      X   X  1             11325         0         0
                                                              4,920         750  X          2               750         0         0
                                                        -----------   ---------
                                                            261,285      39,830

TEXAS INSTRS INC               COM            882508104   3,708,003     210,682  X          1            192257     16975      1450
                                                          1,004,573      57,078      X   X  1             50068      7010         0
                                                              7,040         400  X          2               400         0         0
                                                        -----------   ---------
                                                          4,719,616     268,160

3M CO                          COM            88579Y101   1,751,549      13,580  X          1             13580         0         0
                                                          4,700,548      36,444      X   X  1              5700     30744         0
                                                        -----------   ---------
                                                          6,452,097      50,024

TRACTOR SUPPLY CO              COM            892356106     303,104       6,400  X          1              6400         0         0
                                                        -----------   ---------
                                                            303,104       6,400

TYCO INTL LTD NEW              COM            902124106     314,687      16,580  X          1             16130       450         0
                                                             75,996       4,004      X   X  1              3875       129         0
                                                        -----------   ---------
                                                            390,683      20,584

UST INC                        COM            902911106     182,857       5,220  X          1              5220         0         0
                                                             56,048       1,600      X   X  1              1600         0         0
                                                        -----------   ---------
                                                            238,905       6,820

UNILEVER N V                   N Y SHS NEW    904784709     271,944       5,036  X          1              5036         0         0
                                                            185,814       3,441      X   X  1              1000      2441         0
                                                        -----------   ---------
                                                            457,758       8,477

UNION PAC CORP                 COM            907818108     678,021      11,686  X          1             10086      1600         0
                                                            163,268       2,814      X   X  1              1814      1000         0
                                                        -----------   ---------
                                                            841,289      14,500

UNION PLANTERS CORP            COM            908068109   1,355,578      43,686  X          1             42054      1632         0
                                                          1,026,690      33,087      X   X  1             29187      3900         0
                                                        -----------   ---------
                                                          2,382,268      76,773

UNITED CMNTY BKS BLAIRSVLE G   CAP STK        90984P105     160,047       6,407  X          1              6407         0         0
                                                             55,181       2,209      X   X  1              2209         0         0
                                                        -----------   ---------
                                                            215,228       8,616

UNITED TECHNOLOGIES CORP       COM            913017109   1,008,478      14,238  X          1             12763      1400        75
                                                            311,653       4,400      X   X  1              2925      1475         0
                                                        -----------   ---------
                                                          1,320,131      18,638

UNITEDHEALTH GROUP INC         COM            91324P102     517,978      10,308  X          1             10308         0         0
                                                        -----------   ---------
                                                            517,978      10,308

UNOCAL CORP                    COM            915289102     333,379      11,620  X          1             11620         0         0
                                                            158,885       5,538      X   X  1               338      5200         0
                                                        -----------   ---------
                                                            492,264      17,158

UNUMPROVIDENT CORP             COM            91529Y106     592,468      44,181  X          1             44181         0         0
                                                            488,098      36,398      X   X  1               200     36198         0
                                                        -----------   ---------
                                                          1,080,566      80,579

VERIZON COMMUNICATIONS         COM            92343V104   7,299,888     185,041  X          1            165209     18978       854
                                                          2,455,098      62,233      X   X  1             34627     27606         0
                                                              7,890         200  X          2               200         0         0
                                                        -----------   ---------
                                                          9,762,876     247,474

VIACOM INC                     CL B           925524308     785,575      17,993  X          1             17993         0         0
                                                            344,434       7,889      X   X  1              7589       300         0
                                                        -----------   ---------
                                                          1,130,009      25,882

VODAFONE GROUP PLC NEW         SPONSORED ADR  92857W100   7,241,477     368,522  X          1            319587     47635      1300
                                                          1,254,599      63,847      X   X  1             35825     28022         0
                                                        -----------   ---------
                                                          8,496,076     432,369

VULCAN MATLS CO                COM            929160109     658,772      17,771  X          1             15971       300      1500
                                                          6,996,778     188,745      X   X  1              3950    184795         0
                                                        -----------   ---------
                                                          7,655,550     206,516

WACHOVIA CORP 2ND NEW          COM            929903102   1,278,920      32,005  X          1             31505       500         0
                                                            781,419      19,555      X   X  1              6672     12883         0
                                                              5,994         150  X          2               150         0         0
                                                        -----------   ---------
                                                          2,066,333      51,710

WAL MART STORES INC            COM            931142103   5,925,175     110,400  X          1            107625      1275      1500
                                                          1,590,190      29,629      X   X  1             14243     14586       800
                                                             10,734         200  X          2               200         0         0
                                                        -----------   ---------
                                                          7,526,099     140,229

WALGREEN CO                    COM            931422109   4,415,971     146,710  X          1            146710         0         0
                                                          3,745,704     124,442      X   X  1              3400    121042         0
                                                        -----------   ---------
                                                          8,161,675     271,152

WASTE MGMT INC DEL             COM            94106L109     945,412      39,245  X          1             39000       245         0
                                                            138,035       5,730      X   X  1               835      4895         0
                                                        -----------   ---------
                                                          1,083,447      44,975

WATSON PHARMACEUTICALS INC     COM            942683103     363,332       9,000  X          1              7975      1025         0
                                                            162,490       4,025      X   X  1              4025         0         0
                                                             10,093         250  X          2               250         0         0
                                                        -----------   ---------
                                                            535,915      13,275

WAUSAU-MOSINEE PAPER CORP      COM            943315101     293,574      26,212  X          1             25887       325         0
                                                             58,800       5,250      X   X  1               725      4525         0
                                                        -----------   ---------
                                                            352,374      31,462

WELLS FARGO & CO NEW           COM            949746101  11,166,120     221,550  X          1            196537     22045      2968
                                                          2,133,179      42,325      X   X  1             31950     10375         0
                                                        -----------   ---------
                                                         13,299,299     263,875

WEYERHAEUSER CO                COM            962166104     646,812      11,978  X          1             11653       325         0
                                                            305,262       5,653      X   X  1              5178       475         0
                                                        -----------   ---------
                                                            952,074      17,631

WISCONSIN ENERGY CORP          COM            976657106     164,720       5,680  X          1              5680         0         0
                                                             94,250       3,250      X   X  1                 0      3250         0
                                                        -----------   ---------
                                                            258,970       8,930

WORTHINGTON INDS INC           COM            981811102     243,880      18,200  X          1             18200         0         0
                                                             89,780       6,700      X   X  1               800      5900         0
                                                        -----------   ---------
                                                            333,660      24,900

WRIGLEY WM JR CO               COM            982526105     231,668       4,120  X          1              4120         0         0
                                                            174,313       3,100      X   X  1              3100         0         0
                                                        -----------   ---------
                                                            405,981       7,220

WYETH                          COM            983024100   1,323,184      29,049  X          1             27749      1300         0
                                                            168,536       3,700      X   X  1              1200      2500         0
                                                        -----------   ---------
                                                          1,491,720      32,749

ZIMMER HLDGS INC               COM            98956P102     727,516      16,149  X          1             16109        40         0
                                                            480,145      10,658      X   X  1              3912      6746         0
                                                        -----------   ---------
                                                          1,207,661      26,807

                GRAND TOTAL                             660,504,972