UNITED STATES SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 5
ANNUAL STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP
( ) Check box if no longer subject to Section 16.
Form 4 or Form 5 obligations may continue. See Instructions 1(b).
( ) Form 3 Holdings Reported
( ) Form 4 Transactions Reported
1. Name and Address of Reporting Person
Amy Woods Brinkley
Bank of America Corporation
NC1-007-58-04
NC, Charlotte 28255
2. Issuer Name and Ticker or Trading Symbol
BANK OF AMERICA CORPORATION (BAC)
3. IRS or Social Security Number of Reporting Person (Voluntary)
4. Statement for Month/Year
12/2002
5. If Amendment, Date of Original (Month/Year)
6. Relationship of Reporting Person(s) to Issuer (Check all applicable)
( ) Director ( ) 10% Owner (X) Officer (give title below) ( ) Other
(specify below)
Chairman, Credit Risk Policy & Deputy Corporate Risk Management Executive
7. Individual or Joint/Group Reporting (Check Applicable Line)
(X) Form filed by One Reporting Person
( ) Form filed by More than One Reporting Person
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Table I -- Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned |
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1. Title of Security |2. |3. |4.Securities Acquired (A) |5.Amount of |6.Dir |7.Nature of Indirect |
|Transaction| or Disposed of (D) | Securities |ect | Beneficial Ownership |
|Date |Code| | Beneficially |(D)or | |
| | | | A/| | Owned at |Indir | |
| | | Amount | D | Price | End of Year |ect(I)| |
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Common Stock |8/19/ |G |214 |D | | |D | |
|2002 | | | | | | | |
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Common Stock |8/19/ |G |214 |D | | |D | |
|2002 | | | | | | | |
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Common Stock |8/21/ |G |286 |D | | |D | |
|2002 | | | | | | | |
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Common Stock |9/4/ 2|G |714 |D | |3026 |D | |
|002 | | | | | | | |
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Common Stock | | | | | |4251.565 |I |Thrift Trust |
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Table II -- Derivative Securitites Acquired, Disposed of, or Beneficially Owned |
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1.Title of Derivative |2.Con |3. |4. |5.Number of De |6.Date Exer|7.Title and Amount |8.Price|9.Number |10.|11.Nature of|
Security |version |Transaction rivative Secu |cisable and| of Underlying |of Deri|of Deriva |Dir|Indirect |
|or Exer |Date |Code| rities Acqui |Expiration | Securities |vative |tive |ect|Beneficial |
|cise Pr | | | red(A) or Dis |Date(Month/| |Secu |Securities |(D)|Ownership |
|ice of | | | posed of(D) |Day/Year) | |rity |Benefi |or | |
|Deriva | | | |Date |Expir| | |ficially |Ind| |
|tive | | | | A/|Exer-|ation| Title and Number | |Owned at |ire| |
|Secu | | | | D |cisa-|Date | of Shares | |End of |ct | |
|rity | | | Amount | |ble | | | |Year |(I)| |
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Preferred, Series C | | | | | | | |Common Stock| | |285.2 |D | |
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Option, Right to buy |$48.4375| | | | | |01/03|Common Stock| | |150000 |D | |
| | | | | | |/2010| | | | | | |
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Option, Right to Buy |$53.28 | | | | | |01/31|Common Stock| | |210000 |D | |
| | | | | | |/2011| | | | | | |
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Option, Right to Buy |$61.36 | | | | | |2/01/|Common Stock| | |250000 |D | |
| | | | | | |2012 | | | | | | |
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Option, Right to Buy |$26.8125| | | | | |7/01/|Common Stock| | |190000 |D | |
| | | | | | |2005 | | | | | | |
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Option, Right to Buy |$65.375 | | | | | |7/01/|Common Stock| | |30000 |D | |
| | | | | | |2007 | | | | | | |
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Option, Right to Buy |$79.9375| | | | | |7/01/|Common Stock| | |100000 |D | |
| | | | | | |2008 | | | | | | |
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Explanation of Responses:
SIGNATURE OF REPORTING PERSON
Amy Woods Brinkley
Amy Woods Brinkley