Form 8K 2/14/05 Investment Profile 4th Qtr 2004

 
SECURITIES AND EXCHANGE COMMISSION 
 
WASHINGTON, D.C. 20549 
 
FORM 8-K 
 
CURRENT REPORT 
 
Pursuant to Section 13 or 15(d) of
the Securities Exchange Act of 1934
 
Date of Report 
February 14, 2005
(Date of earliest event reported)
February 14, 2005
 
HEARTLAND FINANCIAL, USA, INC.
 (Exact name of Registrant as specified in its charter)
 
Delaware 
(State or other jurisdiction of incorporation)
 
0-24724
42-1405748
(Commission File Number)
(I.R.S. Employer Identification Number)
 
1398 Central Avenue, Dubuque, Iowa
52001
(Address of principal executive offices)
(Zip Code)
 
(563) 589-2100 
(Registrant's telephone number, including area code)
 
Not Applicable 
(Former name or former address, if changed since last report)
 
 
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2 below):
 
oWritten communication pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
 
oSoliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
 
oPre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
 
oPre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17CFR 240.13e-14(c))
 
 
Item 8.01 Other Events 
 
On or about February 14, 2005, Heartland Financial USA, Inc. (the "Company") mailed its 4th Quarter 2004 "Investment Profile," its quarterly newsletter to shareholders. A copy of the Company's 4th Quarter Investment Profile Newsletter is attached hereto as Exhibit 99.1.
 
Item 9.01 Financial Statements, Pro Forma Financial Information and Exhibits
 
 
 
(a) FINANCIAL STATEMENTS OF BUSINESS ACQUIRED.
None.
 
(b)
PRO FORMA FINANCIAL INFORMATION.
    None.
 
(c) EXHIBITS
    99.1 4th Quarter Investment Profile Newsletter
 
 
SIGNATURES 
 
Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
 
     
  HEARTLAND FINANCIAL USA, INC
 
 
 
 
 
 
February 14, 2005 By:  
/s/ John K. Schmidt 
Executive Vice President, CFO & COO