UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549


FORM 8-K/A


Current Report Pursuant to Section 13 or 15(d) of
the Securities Exchange Act of 1934


Date of Report (Date of earliest event reported): February 3, 2004


PROVIDENT FINANCIAL HOLDINGS, INC.
(Exact name of registrant as specified in its charter)


Delaware
(State or other jurisdiction
of incorporation)		 000-28304
(File number)		 33-0704889
(I.R.S. Employer
Identification No.)
 
 
 3756 Central Avenue, Riverside, California      
      (Address of principal executive office)		 92506
(Zip Code)


Registrant's telephone number, including area code:  (909) 686-6060

 

                                                                                       
(Former name or former address, if changed since last report)

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Item 9.  REGULATION FD DISCLOSURE

       Riverside, California  -  February 10, 2004  -  Provident Financial Holdings, Inc. ("Corporation"), NASDAQ: PROV, the holding company for Provident Savings Bank, F.S.B., announced that the Corporation posted its Financial Highlights Presentation amended for the 3-for-2 stock split announced on December 19, 2003. Also, certain slides were updated with additional information. The Presentation can be found on the Corporation's website, www.myprovident.com, under Presentations in the Investor Relations section. The original Presentation was furnished to the Securities and Exchange Commission of Form 8-K on February 3, 2004, and is amended by this Form 8-K/A. A copy of the revised Presentation follows.



 



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SIGNATURES

        Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.


Date: February 10, 2004                                  Provident Financial Holdings, Inc.

 

 

 

                                                                        /s/ Donavon P. Ternes                          

                                                                        Donavon P. Ternes
                                                                        Chief Financial Officer
                                                                        (Principal Financial and Accounting Officer)



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