UNITED
STATES
SECURITIES
AND EXCHANGE COMMISSION
Washington,
D.C. 20549
FORM
8-K
CURRENT
REPORT
Pursuant
to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of
Report (Date of earliest event reported): September 18,
2008
PROVIDENT
FINANCIAL HOLDINGS, INC.
(Exact
name of registrant as specified in its charter)
|
Delaware
|
000-28304
|
33-0704889
|
|
(State
or other jurisdiction
of
incorporation)
|
(Commission
File
Number)
|
(I.R.S.
Employer
Identification
No.)
|
|
3756
Central Avenue, Riverside, California
|
92506
|
|
(Address
of principal executive offices)
|
(Zip
Code)
|
Registrant’s
telephone number, including area code: (951) 686-6060
|
Check
the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any
of the following provisions.
|
|
[
] Written communications pursuant to Rule 425
under the Securities Act (17 CFR 230.425)
|
|
[
] Soliciting material pursuant to Rule
14a-12 under the Exchange Act (17 CFR 240.14a-12)
|
|
[
] Pre-commencement communications pursuant
to Rule 14d-2(b) under the Exchange Act (17
CFR 240.14d-2(b))
|
|
[
] Pre-commencement communications pursuant
to Rule 13e-4(c) under the Exchange Act (17
CFR 240.13e-4(c))
|
Item
8.01 Other Events
On
September 18, 2008, Provident Financial Holdings, Inc. (“Corporation”), the
holding company for Provident Savings Bank, F.S.B., announced that the Bank has
opened a new retail/business banking office in Moreno Valley,
California. The branch is located at 16110 Perris Boulevard, Suite K
in a new shopping center known as Iris Plaza. The area is a rapidly
developing part of Riverside County with many residential communities in the
immediate vicinity. The new Moreno Valley branch is the Bank’s
14th
full-service branch. A copy of the news release on the above
subject is attached hereto as Exhibit 99.1 and is incorporated herein by
reference.
Item
9.01 Financial Statements and Exhibits.
(c) Exhibits
|
|
99.1
|
News
Release regarding the opening of the Bank’s newest branch in Moreno
Valley, California.
|
SIGNATURES
Pursuant to the requirements of the
Securities Exchange Act of 1934, the Registrant has duly caused this report to
be signed on its behalf by the undersigned hereunto duly
authorized.
| Date: September 18, 2008 | PROVIDENT FINANCIAL HOLDINGS, INC. |
| /s/Donavon P. Ternes | |
| Donavon P. Ternes | |
| Chief Operating Officer and Chief Financial Officer | |
| (Principal Financial and Accounting Officer) |
EXHIBIT
99.1
 |
 |
|
3756
Central Ave.
Riverside,
CA 92506
(951)
686-6060
|
NEWS
RELEASE
|
Provident
Bank Opens a New Branch in Moreno Valley
Riverside,
Calif. – September 18, 2008 – Provident Financial Holdings, Inc. (“Company”),
NASDAQ GSM: PROV, the holding company for Provident Savings Bank, F.S.B.
(“Bank”), today announced that the Bank has opened a new retail/business banking
office in Moreno Valley, California. The branch is located at 16110
Perris Boulevard, Suite K in a new shopping center known as Iris
Plaza. The area is a rapidly developing part of Riverside County with
many residential communities in the immediate vicinity. The new
Moreno Valley branch is the Bank’s 14th
full-service branch.
“This is
the second branch in a community where we have strong ties,” said Craig G.
Blunden, Chairman, President and Chief Executive Officer of the
Company. “We have participated in the growth of Moreno Valley since
the late 1970’s when we opened our first branch and are confident that we made a
wise decision to expand our commitment to the city.”
Safe-Harbor
Statement
Certain
matters in this News Release may constitute forward-looking statements within
the meaning of the Private Securities Litigation Reform Act of
1995. These forward-looking statements may relate to, among others,
expectations of the business environment in which the Company operates,
projections of future performance, perceived opportunities in the market,
potential future credit experience, and statements regarding the Company’s
mission and vision. These forward-looking statements are based upon current
management expectations, and may, therefore, involve risks and uncertainties.
The Company’s actual results, performance, or achievements may differ materially
from those suggested, expressed, or implied by forward-looking statements as a
result of a wide range of factors including, but not limited to, the general
business environment, interest rates, the California real estate market,
competitive conditions between banks and non-bank financial services providers,
regulatory changes, and other risks detailed in the Company’s reports filed with
the Securities and Exchange Commission, including its Annual Report on Form 10-K
for the fiscal year ended June 30, 2008.
| Contacts: | Craig G. Blunden | Donavon P. Ternes |
| Chairman, President & CEO | Executive Vice President, COO & CFO |