UNITED
STATES
SECURITIES
AND EXCHANGE COMMISSION
Washington,
D.C. 20549
FORM
8-K
CURRENT
REPORT
Pursuant
to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of
Report (Date of earliest event reported): October 30, 2008
PROVIDENT
FINANCIAL HOLDINGS, INC.
(Exact
name of registrant as specified in its charter)
|
Delaware
|
000-28304
|
33-0704889
|
|
(State
or other jurisdiction
of
incorporation)
|
(Commission
File
Number)
|
(I.R.S.
Employer
Identification
No.)
|
|
3756
Central Avenue, Riverside, California
|
92506
|
|
(Address
of principal executive offices)
|
(Zip
Code)
|
Registrant’s
telephone number, including area code: (951) 686-6060
|
Check
the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any
of the following provisions.
|
|
[
] Written communications pursuant to Rule 425
under the Securities Act (17 CFR 230.425)
|
|
[
] Soliciting material pursuant to Rule
14a-12 under the Exchange Act (17 CFR 240.14a-12)
|
|
[
] Pre-commencement communications pursuant
to Rule 14d-2(b) under the Exchange Act (17
CFR 240.14d-2(b))
|
|
[
] Pre-commencement communications pursuant
to Rule 13e-4(c) under the Exchange Act (17
CFR 240.13e-4(c))
|
Item
8.01 Other Events
Provident
Financial Holdings, Inc. (the "Corporation") announced on October 30, 2008 that
the Corporation's Board of Directors declared a quarterly cash dividend of $0.05
per share on the Corporation's outstanding shares of common stock. Shareholders
of record at the close of business on November 21, 2008 will be entitled to
receive the cash dividend. The cash dividend will be payable on December 16,
2008. The news release announcing the cash dividend is attached as Exhibit 99.1
and incorporated by reference herein.
Item
9.01 Financial Statements and Exhibits.
(d) Exhibits
|
|
99.1
|
News
Release regarding the quarterly cash dividend of Provident Financial
Holdings, Inc. dated October 30,
2008.
|
SIGNATURES
Pursuant to the requirements of the
Securities Exchange Act of 1934, the Registrant has duly caused this report to
be signed on its behalf by the undersigned hereunto duly
authorized.
| Date: October 31, 2008 | PROVIDENT FINANCIAL HOLDINGS, INC. |
| /s/Craig G. Blunden | |
| Craig G. Blunden | |
| Chairman, President and Chief Executive Officer | |
| (Principal Executive Officer) | |
| /s/Donavon P. Ternes | |
| Donavon P. Ternes | |
| Chief Operating Officer and Chief Financial Officer | |
| (Principal Financial and Accounting Officer) |
EXHIBIT
99.1
 |
 |
|
3756
Central Ave.
Riverside,
CA 92506
(951)
686-6060
|
NEWS
RELEASE
|
PROVIDENT
FINANCIAL HOLDINGS
ANNOUNCES QUARTERLY CASH DIVIDEND
ANNOUNCES QUARTERLY CASH DIVIDEND
Riverside,
Calif. - October 30, 2008 - Provident Financial Holdings, Inc. ("Company"),
NASDAQ GS: PROV, the holding company for Provident Savings Bank, F.S.B., today
announced that the Company's Board of Directors declared a quarterly cash
dividend of $0.05 per share. Shareholders of the Company's common stock at the
close of business on November 21, 2008 will be entitled to receive the cash
dividend. The cash dividend will be payable on December 16, 2008.
Safe-Harbor
Statement
Certain
matters in this News Release may constitute forward-looking statements within
the meaning of the Private Securities Litigation Reform Act of
1995. These forward-looking statements may relate to, among others,
expectations of the business environment in which the Company operates,
projections of future performance, perceived opportunities in the market,
potential future credit experience, and statements regarding the Company’s
mission and vision. These forward-looking statements are based upon current
management expectations, and may, therefore, involve risks and uncertainties.
The Company’s actual results, performance, or achievements may differ materially
from those suggested, expressed, or implied by forward-looking statements as a
result of a wide range of factors including, but not limited to, the general
business environment, interest rates, the California real estate market,
competitive conditions between banks and non-bank financial services providers,
regulatory changes, and other risks detailed in the Company’s reports filed with
the Securities and Exchange Commission, including its Annual Report on Form 10-K
for the fiscal year ended June 30, 2008.
| Contacts: | Craig G. Blunden | Donavon P. Ternes |
| Chairman, President & CEO | Executive Vice President, COO & CFO |