UNITED STATES
SECURITES AND EXCHANGE COMMISSION
FORM 8 – K
CURRENT REPORT PURSUANT
TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934
Date of Report (Date of earliest event reported) April 11, 2005
PEOPLES FINANCIAL CORPORATION
Mississippi
(State or Other Jurisdiction of Incorporation)
| O-30050 | 64-0709834 | |
| (Commission File Number) | (IRS Employer Identification No.) | |
| 152 Lameuse Street Biloxi, MS | 39530 | |
| (Address of Principal Executive Offices) | (Zip Code) |
(228) 435-5511
(Registrant’s Telephone Number, Including Area Code)
Check the appropriate box below if the Form 8-K filing is intended to simultaneously Satisfy the filing obligation of the registrant under any of the following provisions (see General Instructions A.2 below):
o Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230. 425)
o Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17CFR 240.14a-12)
o Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act ( 17CFR 240.14d-2(b))
o Pre-commencement communications pursuant to Rule 13e-4( c) under the Exchange Act (17 CFR 240.13e-4( c))
Item 2.02. Results of Operations and Financial Condition
On April 11, 2005, Peoples Financial Corporation issued a press release announcing its earnings for the first quarter of 2005.
Item 9.01. Financial Statements and Exhibits.
(c) Exhibits
| 99.1 | Press Release issued by Peoples Financial Corporation dated April 11, 2005, headed “Peoples Financial Corporation Earnings Jump 83%.” |
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
Dated: April 11, 2005
| PEOPLES FINANCIAL CORPORATION |
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| By: | /s/ Chevis C. Swetman | |||
| Chevis C. Swetman | ||||
| Chairman, President and CEO | ||||