SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549


                                    FORM 8-K

                    Current Report Pursuant to Section 13 or
                       15(d) of The Securities Act of 1934



                Date of Report (Date of earliest event reported):
                          July 14, 2004 (July 7, 2004)


                         FASTFUNDS FINANCIAL CORPORATION
              ----------------------------------------------------
             (Exact name of registrant as specified in its charter)


        Nevada                       333-1026D                       87-0425514
----------------------------    ------------------------  ----------------------
(State or Other Jurisdiction    (Commission File Number)           (IRS Employer
of Incorporation)                                         Identification Number)



                       11100 Wayzata Boulevard, Suite 111
                              Minnetonka, MN 55305
                   -------------------------------------------
               (Address of Principal Executive Offices, Zip Code)

       Registrant's telephone number, including area code: (952) 541-0455


                   -------------------------------------------
                   (Former name or former address, if changed
                              since last report.)




ITEM 4.  CHANGES IN REGISTRANT'S CERTIFYING ACCOUNTANT.


     (a) On  July 7,  2004,  the  Board  of  Directors  of  FastFunds  Financial
Corporation, Inc. (the "Registrant") appointed the registered independent public
accounting firm of Gelfond Hochstadt Pangburn,  P.C. as independent  accountants
for the  Registrant  for the fiscal  year  ending  December  31,  2004.  Mantyla
McReynolds was dismissed  effective July 7, 2004 and notified of their dismissal
on July 9, 2004.

     (b) During the two most recent  fiscal  years ended  December  31, 2003 and
2002, and interim  periods  subsequent to December 31, 2003,  there have been no
disagreements with Mantyla McReynolds on any matter of accounting  principles or
practices, financial statement disclosure, or auditing scope or procedure or any
reportable events.

     (c) Mantyla McReynolds'  reports on the financial  statements for the years
ended December 31, 2003 and 2002,  contained a going concern emphasis paragraph,
describing  substantial  doubt about the  Registrant's  ability to continue as a
going  concern.  With the  exception  of the  foregoing,  the  report of Mantyla
McReynolds  contained no adverse  opinion or  disclaimer  of opinion and was not
qualified or modified as to uncertainty, audit scope or accounting principles.

     (d) The Registrant has requested that Mantyla  McReynolds furnish it with a
letter addressed to the SEC stating whether it agrees with the above statements.
A copy of Mantyla McReynolds letter to the SEC, dated July 13, 2004, is filed as
Exhibit 16.1 to this Form 8-K.

     (e) During the two most  recent  fiscal  years  through  July 7, 2004,  the
Registrant has not consulted with Gelfond  Hochstadt  Pangburn,  P.C.  regarding
either (i) the application of accounting  principles to a specific  transaction,
either  contemplated  or  proposed;  or the type of audit  opinion that might be
rendered on the Registrant's  financial statements;  or (ii) any matter that was
either  the  subject  of a  disagreement,  as  that  term  is  defined  in  Item
304(a)(1)(iv)  of  Regulation  S-K and the related  instructions  to Item 304 of
Regulation  S-K,  or a  reportable  event,  as that term is  defined in Item 304
(a)(1)(v) of Regulation S-K.


ITEM 7.   FINANCIAL STATEMENTS, PRO FORMA FINANCIAL INFORMATION AND EXHIBITS

         (c) Exhibits

         16.1     Letter from Mantyla McReynolds addressed to the
                  Securities and Exchange Commission



                                   SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.

                                        FASTFUNDS FINANCIAL CORPORATION



Date: July 14, 2004                     By:    /s/ Thomas B. Olson
                                           --------------------------------
                                                 Thomas B. Olson, Secretary