UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM 8-K

CURRENT REPORT
Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of Earliest Event Reported)  July 29, 2008

AmTrust Financial Services, Inc.
(Exact name of registrant as specified in its charter)

Delaware
  
001-33143
  
04-3106389
(State or other jurisdiction
  
(Commission
  
IRS Employer
of incorporation)
  
File Number)
  
Identification No.)

59 Maiden Lane, 6th Floor, New York, New York
  
10038
(Address of principal executive offices)
  
(Zip Code)

Registrant’s telephone number, including area code (212) 220-7120
 
(Former name or former address, if changed since last report.)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

o
Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

o
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

o
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

o
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.133-4 (c))


Item 2.02
RESULTS OF OPERATIONS AND FINANCIAL CONDITION

July 29, 2008, AmTrust Financial Services, Inc. issued a press release announcing its results of operations for the second quarter ended June 30, 2008 and the scheduling of a conference call on July 30, 2008 with respect thereto. A copy of the press release is attached as Exhibit 99.1 to this Form 8-K and is furnished as Exhibit 99.1 to this report.

Item 9.01     FINANCIAL STATEMENTS AND EXHIBITS.

 
(a)
Not applicable.
 
(b)
Not applicable.
 
(c)
Not applicable.
 
(d)
Exhibits.

Exhibit Number
  
Description
99.1
  
Press release dated July 29, 2008.


SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

 
AmTrust Financial Services, Inc.
 
(Registrant)
   
Date July 29, 2008
  
   
 
/s/ Stephen Ungar
 
Stephen Ungar
 
Secretary