Free Writing Prospectus

Free Writing Prospectus

(To the Prospectus dated April 4, 2011, as supplemented by

the Prospectus Supplement dated June 18, 2012)

  

Filed Pursuant to Rule 433

Registration Statement No. 333-173299

December 13, 2012

 

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Zions Direct Auctions—Results 12/13/12 11:46 AM https://www.auctions.zionsdirect.com/auction/7822/results Page 1 of 3

HOME :: AUCTION #7822 Results ISSUE INFORMATION Call Feature: Callable First Call Date: 2/15/2015 First Call Price: 100.000000 Settlement Date: 12/18/2012 First Interest Date: 8/15/2013 Int. Frequency: Semi-Annually Day Basis: 30/360

CUSIP Number: 98970ECK3 Principal Offered: $ 8,000,000.00 Units Offered: 8000 Denomination: $ 1,000.00

Bid Multiple: Multiples of 0.05

Min. Yield: 2.750% Max. Yield: 4.000% Fixed Price: 100.000000 BIDDING INFORMATION Number of Bidders: 59

Number of Bids: 73

Amt. of Bids: $ 18,750,000.00

Coverage: 234.38% Highest Bid: 100.000000 Lowest Bid: 100.000000 Bid Spread: 0.000000 Num. Bids Accepted: 23

Num. Bidders with Bids Accepted: 21

Highest Bid Accepted: 100.000000 Lowest Bid Accepted: 100.000000 Auction Status: CLOSED

Auction Start: 12/6/2012 6:00 PM EST Auction End: 12/13/2012 1:44 PM EST Last Update: 12/13/2012 1:46:07 PM EST

Security Type: Corporate Bonds

Issue Type: Primary Coupon 3.700% Maturity Date: 2/15/2018

Offering Documents

Non-redeemable prior to February 15, 2015, then callable at par on interest payment dates thereafter. | BBB- (S&P); BBB- (Fitch); and BBB(low) (DBRS).

Auction Details

Bids Final Market-Clearing Yield*: 3.700%

Bidder Units Yield Fixed Price Timestamp Awarded Amount

Due

#25080 40 2.750% 100.000000 12/11/2012 11:04:44 AM 40 units $ 40,000.00

#32331 85 3.050% 100.000000 12/12/2012 4:41:30 PM 85 units $ 85,000.00

#27733 95 3.250% 100.000000 12/7/2012 4:09:08 PM 95 units $ 95,000.00

#26700 25 3.250% 100.000000 12/7/2012 7:26:54 PM 25 units $ 25,000.00

#32396 18 3.450% 100.000000 12/10/2012 11:38:10 AM 18 units $ 18,000.00

#32397 100 3.450% 100.000000 12/10/2012 11:41:21 AM 100 units $ 100,000.00

#22788 5 3.500% 100.000000 12/7/2012 2:48:28 PM 5 units $ 5,000.00

Zions Bancorporation Senior Note / 5 Year Corporates

This is a bid by Coupon auction. Please refer to the Offering Documents for more information

Notice: The auction has been extended until 12/13/2012 1:44:44 PM EST.

AUCTIONS DIRECTORY ISSUERS AUCTIONS UNIVERSITY DEMOS

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1.800.524.8875


 

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Zions Direct Auctions—Results 12/13/12 11:46 AM

https://www.auctions.zionsdirect.com/auction/7822/results Page 2 of 3

#32037 80 3.500% 100.000000 12/10/2012 5:26:42 PM 80 units $ 80,000.00

#32038 200 3.500% 100.000000 12/13/2012 12:14:35 PM 200 units $ 200,000.00

#17839 30 3.500% 100.000000 12/13/2012 1:29:06 PM 30 units $ 30,000.00

#30251 30 3.600% 100.000000 12/12/2012 11:19:37 AM 30 units $ 30,000.00

#19253 40 3.650% 100.000000 12/13/2012 1:41:15 PM 40 units $ 40,000.00

#21477 10 3.650% 100.000000 12/13/2012 1:42:14 PM 10 units $ 10,000.00

#21117 5 3.650% 100.000000 12/13/2012 1:42:44 PM 5 units $ 5,000.00

#19253 40 3.700% 100.000000 12/13/2012 1:36:05 PM 40 units $ 40,000.00

#28214 500 3.700% 100.000000 12/13/2012 1:36:46 PM 500 units $ 500,000.00

#23104 20 3.700% 100.000000 12/13/2012 1:36:49 PM 20 units $ 20,000.00

#30352 500 3.700% 100.000000 12/13/2012 1:37:16 PM 500 units $ 500,000.00

#32115 50 3.700% 100.000000 12/13/2012 1:37:41 PM 50 units $ 50,000.00

#21477 40 3.700% 100.000000 12/13/2012 1:37:42 PM 40 units $ 40,000.00

#17916 250 3.700% 100.000000 12/13/2012 1:38:18 PM 250 units $ 250,000.00

#23424 250 3.700% 100.000000 12/13/2012 1:40:10 PM 250 units $ 250,000.00

#32381 8,000 3.700% 100.000000 12/13/2012 1:40:41 PM 5,587 units $ 5,587,000.00

#21477 10 3.700% 100.000000 12/13/2012 1:41:21 PM Rejected: Timestamp

#31446 122 3.750% 100.000000 12/10/2012 1:56:06 PM Rejected: Yield

#31447 150 3.750% 100.000000 12/10/2012 1:57:52 PM Rejected: Yield

#29772 500 3.750% 100.000000 12/12/2012 2:39:34 PM Rejected: Yield

#21117 5 3.750% 100.000000 12/13/2012 10:49:47 AM Rejected: Yield

#32112 50 3.750% 100.000000 12/13/2012 12:00:36 PM Rejected: Yield

#31876 3 3.750% 100.000000 12/13/2012 12:04:00 PM Rejected: Yield

#32113 50 3.750% 100.000000 12/13/2012 12:04:04 PM Rejected: Yield

#32114 300 3.750% 100.000000 12/13/2012 12:10:38 PM Rejected: Yield

#28702 500 3.750% 100.000000 12/13/2012 1:05:52 PM Rejected: Yield

#32404 10 3.750% 100.000000 12/13/2012 1:22:24 PM Rejected: Yield

#23676 50 3.800% 100.000000 12/7/2012 10:29:57 AM Rejected: Yield

#17916 350 3.800% 100.000000 12/13/2012 1:29:20 PM Rejected: Yield

#15178 25 3.850% 100.000000 12/10/2012 1:24:16 PM Rejected: Yield

#32111 50 3.850% 100.000000 12/13/2012 11:54:27 AM Rejected: Yield

#30353 1,000 3.850% 100.000000 12/13/2012 1:30:37 PM Rejected: Yield

#13585 25 3.900% 100.000000 12/12/2012 7:08:55 PM Rejected: Yield


 

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Zions Direct Auctions—Results 12/13/12 11:46 AM

https://www.auctions.zionsdirect.com/auction/7822/results Page 3 of 3

*The current Market-Clearing Yield/Final Auction Yield is calculated as Yield to Worst (YTW) which is the lowest yield of yield to maturity, yield to call, yield to put, or

other yields when a bond is callable, puttable, exchangeable, or has other features. If a bond is called, put or exchanged before maturity, the bondholder only earns

interest on the time that has elapsed between purchasing the bond and its early redemption. The resulting yield is less than what would have been earned had the

bond been held until maturity.

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#30353 500 3.900% 100.000000 12/13/2012 12:29:28 PM Rejected: Yield

#21117 5 3.900% 100.000000 12/13/2012 1:24:38 PM Rejected: Yield

#23079 2 3.950% 100.000000 12/11/2012 5:37:50 PM Rejected: Yield

#18907 3 3.950% 100.000000 12/13/2012 10:41:33 AM Rejected: Yield

#32402 25 3.950% 100.000000 12/13/2012 11:21:25 AM Rejected: Yield

#32403 35 3.950% 100.000000 12/13/2012 11:22:12 AM Rejected: Yield

#17839 30 3.950% 100.000000 12/13/2012 12:29:23 PM Rejected: Yield

#30353 500 3.950% 100.000000 12/13/2012 12:29:28 PM Rejected: Yield

#17916 500 3.950% 100.000000 12/13/2012 1:22:13 PM Rejected: Yield

#25296 10 4.000% 100.000000 12/7/2012 1:59:57 PM Rejected: Yield

Auction Totals: 8,000 units $ 8,000,000.00

Zions Bancorporation has filed a registration statement (Registration Statement No. 333-173299, including a prospectus) with the SEC for the

offering to which this communication relates. Before you invest, you should read the prospectus dated April 4, 2011 contained in that registration

statement, the preliminary prospectus supplement dated June 18, 2012 and other documents Zions Bancorporation has filed with the SEC for

more complete information about Zions Bancorporation and this offering. You may get these documents and other documents Zions

Bancorporation has filed for free by visiting EDGAR on the SEC Web site at www.sec.gov.

Our Affiliates:

Investment Products: Not FDIC Insured • No Bank Guarantee • May Lose Value

Bank Deposits and Certificates of Deposit (CDs) are FDIC Insured up to Applicable Limits

Securities products and services offered by Zions Direct, Member FINRA / SIPC, a non-bank subsidiary of Zions Bank.

Affiliates of Zions Bank or other issuers may purchase CDs or securities through the auction process. The market clearing yield may be lower due to the participation of an affiliate in the auction

which may benefit the affiliated issuer.

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