UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549 FORM
13F FORM 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: 09/30/2008
Check here if Amendment [ ] Amendment Number:
This Amendment [ ] is a restatement
[ ] adds new holdings entries
Institutional Investment Manager Filing this Report:
Name: PEOPLES BANK NTL ASSOCIATION
Address: P O BOX 738
MARIETTA, OH 45750
13F File Number: 28-10656
The institutional investment Manager filing this report and the
person by whom it is signed hereby represent that the person signing
the report is authorized to submit it, that all
information contained herein is true, correct and complete, and
that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of
this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: DAVID T WESEL
Title: EXECUTIVE VICE PRESIDENT
Phone: 740 373 2932
/s/ DAVID T. WESEL MARIETTA OH 10/29/2008
-------------------
David T. Wesel
Report Type (Check only one)
[X] 13F HOLDINGS REPORT
[ ] 13F NOTICE
[ ] 13F COMBINATION REPORT
FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: NONE
Form 13F Information Table Entry Total: 108
Form 13F Information Table Value Total: $93932
List of Other Included Managers:
Provide a numbered list of the name(s) and Form 13F file number(s) of all
institutional investment Managers with respect to which this report is filed,
other than the Manager filing this report.
No. 13F File Number Name
NONE
FORM 13F INFORMATION TABLE
VALUE SHS INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE X PRN SH PUT DISCRTN MANAGERS SOLE SHARED NONE
SECURITY NAME OF CLASS CUSIP $1000 AMOUNT PRN CALL
AT&T CORP COMMON STOCK 00206R102 749 26835 SH DEFINED 1 26835
00206R102 55 1985 SH DEF/OTH 1 1985
ABBOTT COMMON STOCK 002824100 716 12430 SH DEFINED 1 12430
LABORATORIES
APPLE INC COMMON STOCK 037833100 250 2200 SH DEFINED 1 2200
BP AMOCO PLC COMMON STOCK 055622104 821 16364 SH DEFINED 1 16364
SPONS ADR
055622104 20 400 SH DEF/OTH 1 400
BANK OF AMERICA COMMON STOCK 060505104 343 9796 SH DEFINED 1 9196
1 600
060505104 4 100 SH DEF/OTH 1 100
THE BANK OF NEW COMMON STOCK 064058100 324 9935 SH DEFINED 1 9935
YORK MELLON CORP
BAXTER COMMON STOCK 071813109 554 8445 SH DEFINED 1 7365
1 1080
INTERNATIONAL
CAMCO FINANCIAL COMMON STOCK 132618109 312 33211 SH DEFINED 1 33211
CORP
CHEVRON COMMON STOCK 166764100 2228 27012 SH DEFINED 1 27012
CORPORATION
COLUMN TOTALS 6376
FORM 13F INFORMATION TABLE
VALUE SHS INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE X PRN SH PUT DISCRTN MANAGERS SOLE SHARED NONE
SECURITY NAME OF CLASS CUSIP $1000 AMOUNT PRN CALL
CISCO SYSTEMS COMMON STOCK 17275R102 344 15265 SH DEFINED 1 15265
COCA COLA COMMON STOCK 191216100 478 9039 SH DEFINED 1 8591
1 448
COLGATE PALMOLIVE COMMON STOCK 194162103 579 7685 SH DEFINED 1 7495
1 190
CONOCOPHILLIPS COMMON STOCK 20825C104 223 3041 SH DEFINED 1 3041
DANAHER CORP COMMON STOCK 235851102 518 7465 SH DEFINED 1 6665
1 800
235851102 28 410 SH DEF/OTH 1 410
DOW JONES MUTUAL FUNDS - 252787106 2580 23805 SH DEFINED 1 23805
INDUSTRIAL TRUST EQUITY
DOMINION COMMON STOCK 25746U109 242 5647 SH DEFINED 1 5647
RESOURCES INC
DOW CHEMICAL COMMON STOCK 260543103 239 7521 SH DEFINED 1 7521
EMERSON ELECTRIC COMMON STOCK 291011104 255 6255 SH DEFINED 1 6255
EXELON COMMON STOCK 30161N101 523 8356 SH DEFINED 1 8356
CORPORATION
30161N101 8 120 SH DEF/OTH 1 120
EXXON MOBIL COMMON STOCK 30231G102 3022 38917 SH DEFINED 1 38287
1 630
COLUMN TOTALS 9039
FORM 13F INFORMATION TABLE
VALUE SHS INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE X PRN SH PUT DISCRTN MANAGERS SOLE SHARED NONE
SECURITY NAME OF CLASS CUSIP $1000 AMOUNT PRN CALL
CORPORATION
30231G102 295 3800 SH DEF/OTH 1 3800
FPL GROUP INC COMMON STOCK 302571104 208 4140 SH DEFINED 1 3835
1 305
FISERV COMMON STOCK 337738108 295 6225 SH DEFINED 1 5185
1 1040
FORTUNE BRANDS COMMON STOCK 349631101 664 11571 SH DEFINED 1 11571
INC
GENERAL ELECTRIC COMMON STOCK 369604103 1384 54284 SH DEFINED 1 52524
1 1760
CO
369604103 163 6381 SH DEF/OTH 1 6381
HJ HEINZ CO COMMON STOCK 423074103 202 4035 SH DEFINED 1 4035
HUNTINGTON COMMON STOCK 446150104 355 44493 SH DEFINED 1 16978
1 27515
BANCSHARES
INTEL CORP COMMON STOCK 458140100 269 14340 SH DEFINED 1 14340
IBM COMMON STOCK 459200101 380 3253 SH DEFINED 1 3253
ISHARES MUTUAL FUNDS - 464287101 1029 19395 SH DEFINED 1 19395
EQUITY
COLUMN TOTALS 5244
FORM 13F INFORMATION TABLE
VALUE SHS INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE X PRN SH PUT DISCRTN MANAGERS SOLE SHARED NONE
SECURITY NAME OF CLASS CUSIP $1000 AMOUNT PRN CALL
464287101 106 2000 SH DEF/OTH 1 2000
ISHARES MUTUAL FUNDS - 464287200 1392 11913 SH DEFINED 1 11913
EQUITY
464287200 37 320 SH DEF/OTH 1 320
ISHARES MUTUAL FUNDS - 464287226 764 7754 SH DEFINED 1 7754
TAXABLE INCOME
ISHARES MUTUAL FUNDS - 464287234 419 12273 SH DEFINED 1 11238
1 1035
EQUITY
464287234 22 645 SH DEF/OTH 1 645
ISHARES MUTUAL FUNDS - 464287309 4076 71782 SH DEFINED 1 65062
1 6720
EQUITY
464287309 42 735 SH DEF/OTH 1 735
ISHARES MUTUAL FUNDS - 464287465 3876 68845 SH DEFINED 1 66227
1 2618
EQUITY
464287465 76 1350 SH DEF/OTH 1 1350
ISHARES MUTUAL FUNDS - 464287473 234 5970 SH DEFINED 1 5970
EQUITY
464287473 14 357 SH DEF/OTH 1 357
COLUMN TOTALS 11058
FORM 13F INFORMATION TABLE
VALUE SHS INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE X PRN SH PUT DISCRTN MANAGERS SOLE SHARED NONE
SECURITY NAME OF CLASS CUSIP $1000 AMOUNT PRN CALL
ISHARES MUTUAL FUNDS - 464287481 1227 28294 SH DEFINED 1 28294
EQUITY
464287481 56 1280 SH DEF/OTH 1 1280
ISHARES MUTUAL FUNDS - 464287507 2481 34284 SH DEFINED 1 32784
1 1500
EQUITY
464287507 37 510 SH DEF/OTH 1 510
ISHARES MUTUAL FUNDS - 464287598 1309 20496 SH DEFINED 1 20496
EQUITY
464287598 28 435 SH DEF/OTH 1 435
ISHARES MUTUAL FUNDS - 464287606 2564 34197 SH DEFINED 1 31289
1 2908
EQUITY
ISHARES MUTUAL FUNDS - 464287614 4804 98946 SH DEFINED 1 98307
1 639
EQUITY
464287614 46 940 SH DEF/OTH 1 940
ISHARES MUTUAL FUNDS - 464287622 3263 51332 SH DEFINED 1 50244
1 1088
EQUITY
464287622 66 1045 SH DEF/OTH 1 1045
COLUMN TOTALS 15881
FORM 13F INFORMATION TABLE
VALUE SHS INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE X PRN SH PUT DISCRTN MANAGERS SOLE SHARED NONE
SECURITY NAME OF CLASS CUSIP $1000 AMOUNT PRN CALL
ISHARES MUTUAL FUNDS - 464287705 280 4072 SH DEFINED 1 4072
EQUITY
464287705 36 520 SH DEF/OTH 1 520
ISHARES MUTUAL FUNDS - 464287804 499 8383 SH DEFINED 1 8063
1 320
EQUITY
464287804 4 75 SH DEF/OTH 1 75
ISHARES MUTUAL FUNDS - 464288802 578 11421 SH DEFINED 1 2766
1 8655
EQUITY
ISHARES MUTUAL FUNDS - 464288885 2219 39200 SH DEFINED 1 37425
1 1775
EQUITY
JOHNSON & JOHNSON COMMON STOCK 478160104 1168 16855 SH DEFINED 1 16080
1 775
KELLOGG CO COMMON STOCK 487836108 235 4180 SH DEFINED 1 4180
LOCKHEED MARTIN COMMON STOCK 539830109 306 2794 SH DEFINED 1 2794
CORP
MASSEY ENERGY CO COMMON STOCK 576206106 226 6330 SH DEFINED 1 6330
MCDONALDS COMMON STOCK 580135101 494 8013 SH DEFINED 1 8013
COLUMN TOTALS 6045
FORM 13F INFORMATION TABLE
VALUE SHS INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE X PRN SH PUT DISCRTN MANAGERS SOLE SHARED NONE
SECURITY NAME OF CLASS CUSIP $1000 AMOUNT PRN CALL
MCKESSON CORP COMMON STOCK 58155Q103 207 3840 SH DEFINED 1 2725
1 1115
MICROSOFT COMMON STOCK 594918104 508 19030 SH DEFINED 1 19030
594918104 11 430 SH DEF/OTH 1 430
MONSANTO CO COMMON STOCK 61166W101 354 3581 SH DEFINED 1 3581
NATIONAL-OILWELL COMMON STOCK 637071101 245 4881 SH DEFINED 1 4245
1 636
VARCO INC
ORACLE COMMON STOCK 68389X105 686 33777 SH DEFINED 1 33777
CORPORATION
PANHANDLE COMMON STOCK 698477106 286 10000 SH DEFINED 1 10000
ROYALTY CO.
CLASS A
PEABODY ENERGY COMMON STOCK 704549104 257 5700 SH DEFINED 1 5700
CORP
PEOPLES BANCORP COMMON STOCK 709789101 3873 177916 SH DEFINED 1 167377
1 10539
INC.
709789101 18060 829594 SH DEF/OTH 1 140533
1 689061
PEPSICO COMMON STOCK 713448108 435 6101 SH DEFINED 1 6101
COLUMN TOTALS 24922
FORM 13F INFORMATION TABLE
VALUE SHS INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE X PRN SH PUT DISCRTN MANAGERS SOLE SHARED NONE
SECURITY NAME OF CLASS CUSIP $1000 AMOUNT PRN CALL
PFIZER INC COMMON COMMON STOCK 717081103 196 10636 SH DEFINED 1 10636
717081103 8 430 SH DEF/OTH 1 430
PRICE T ROWE COMMON STOCK 74144T108 296 5520 SH DEFINED 1 4380
1 1140
GROUP INC
PROCTER & GAMBLE COMMON STOCK 742718109 942 13517 SH DEFINED 1 13517
CO
742718109 14 200 SH DEF/OTH 1 200
PRUDENTIAL COMMON STOCK 744320102 270 3747 SH DEFINED 1 3047
1 700
FINANCIAL INC
ROCKY BRANDS INC COMMON STOCK 774515100 622 186729 SH DEFINED 1 23005
1 163724
RYDEX MUTUAL FUNDS - 78355W106 1756 46307 SH DEFINED 1 46307
EQUITY
RYDEX MUTUAL FUNDS - 78355W205 391 4425 SH DEFINED 1 4140
1 285
EQUITY
RYDEX MUTUAL FUNDS - 78355W403 618 19990 SH DEFINED 1 19990
EQUITY
S & P 500 MUTUAL FUNDS - 78462F103 5068 43691 SH DEFINED 1 43691
COLUMN TOTALS 10181
FORM 13F INFORMATION TABLE
VALUE SHS INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE X PRN SH PUT DISCRTN MANAGERS SOLE SHARED NONE
SECURITY NAME OF CLASS CUSIP $1000 AMOUNT PRN CALL
DEPOSITARY EQUITY
RECEIPT
78462F103 46 395 SH DEF/OTH 1 395
SIMON PPTY GROUP COMMON STOCK 828806109 422 4346 SH DEFINED 1 4346
INC NEW
STAPLES INC COMMON STOCK 855030102 365 16242 SH DEFINED 1 16242
3M COMPANY COMMON STOCK 88579Y101 337 4940 SH DEFINED 1 4940
US BANCORP DEL COMMON STOCK 902973304 340 9440 SH DEFINED 1 9440
UNITED COMMON STOCK 909907107 1188 33948 SH DEFINED 1 33948
BANKSHARES INC
UNITED TECH CORP COMMON STOCK 913017109 788 13115 SH DEFINED 1 11665
1 1450
VERIZON COMMON STOCK 92343V104 318 9923 SH DEFINED 1 9923
COMMUNICATIONS
92343V104 12 388 SH DEF/OTH 1 388
WELLS FARGO & CO COMMON STOCK 949746101 284 7580 SH DEFINED 1 6680
1 900
WM WRIGLEY JR COMMON STOCK 982526105 262 3295 SH DEFINED 1 2865
1 430
COMPANY
COLUMN TOTALS 4362
FORM 13F INFORMATION TABLE
VALUE SHS INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE X PRN SH PUT DISCRTN MANAGERS SOLE SHARED NONE
SECURITY NAME OF CLASS CUSIP $1000 AMOUNT PRN CALL
WYETH COMM COMMON STOCK 983024100 319 8640 SH DEFINED 1 8640
983024100 9 240 SH DEF/OTH 1 240
ZIMMER HOLDINGS COMMON STOCK 98956P102 247 3825 SH DEFINED 1 3825
INC
ACCENTURE LTD COMMON STOCK G1150G111 236 6220 SH DEFINED 1 4350
1 1870
CLASS A
G1150G111 13 350 SH DEF/OTH 1 350
COLUMN TOTALS 824
AGGREGATE TOTAL 93932