UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

 

FORM 8-K

 

CURRENT REPORT

 

Pursuant to Section 13 or 15(d) of

the Securities Exchange Act of 1934

 

 

 

Date of Report (Date of earliest event reported)

October 20, 2008

 

 

 

NORWOOD FINANCIAL CORP.

(Exact name of registrant as specified in its charter)

 

 

Pennsylvania

0-28364

23-2828306

(State or other jurisdiction

of incorporation)

(Commission

File Number)

(IRS Employer

Identification No.)

 

 

717 Main Street, Honesdale, Pennsylvania

18431

(Address of principal executive offices)

(Zip Code)

 

 

Registrant’s telephone number, including area code:

(570) 253-1455

 

 

Not Applicable

(Former name or former address, if changed since last report)

 

 

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

 

 

o

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

 

 

o

Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

 

 

o

Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

 

 

o

Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)).

 

 


NORWOOD FINANCIAL CORP.

 

INFORMATION TO BE INCLUDED IN REPORT

 

Item 2.02. Results of Operations and Financial Condition

 

On October 20, 2008, the Registrant issued a press release announcing its earnings for the quarter and nine months ended September 30, 2008. A copy of the press release is furnished with this report as exhibit 99.1.

 

Item 9.01. Financial Statements and Exhibits  

 

(d) Exhibits:

 

 

99.1

Press Release, dated October 20, 2008

 

 

 

 

 


SIGNATURES

 

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

 

 

 

 

NORWOOD FINANCIAL CORP.

 

 


Date:    October 20, 2008

 

By:

/s/ William W. Davis, Jr.

 

 

 

William W. Davis, Jr.

President and Chief Executive Officer

(Duly Authorized Representative)